St. Clair County property record for 915 State St, Algonac, MI 48001 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 948 sqft · built 1930 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Sep 2020) |
| Tax Bill | $1,427 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-105-0011-000 |
| Primary APN | 74-01-105-0011-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 915 STATE ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 13 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | VILLAGE OF ALGONAC |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-105-0011-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 915 STATE ST, ALGONAC, MI 48001-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Document Number | 202023423 |
| Deed Book / Page | 5246 / 631 |
| Prior Transfer Date | Mar 30, 2009 |
| Prior Transfer Doc | 003929/238 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 28, 2020 |
| Property Address | 915 STATE ST, ALGONAC, MI 48001-1534 |
| Document Number | 0005246631 |
| Book / Page | 5246 / 631 |
| Map Reference | LB F PG 51 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020023423 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8048 DIXIE HWY, 8048, IRA, MI 48023-2512 |
| Name | Verified Name |
|---|---|
| Address | 915 STATE ST, ALGONAC, MI 48001-1534 |
| Document Number | 2020023424 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020023424 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,427.00 (-37.66%) Homeowner's exemption | $69,800 (+26.22%) | |
| 2024 | $2,289.00 (+12.43%) | $139,600 (+26.22%) | |
| 2023 | $55,300 | ||
| 2022 | $2,036.00 | $110,600 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Aug 2000, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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