809 State St, Algonac, MI 48001 Property Records

St. Clair County property record for 809 State St, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1935
Square Footage	1,248 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Last Sale	$76,000 (1998)
Tax Bill	$1,865.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1935
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	120 ft x 60 ft Depth x Width
Parking Spaces	4 Parking Spaces

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Account Number	74011050006000
Street Address	809 STATE ST
City	ALGONAC
State	MI
Zip	48001-1532
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 12 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	12
Legal Lot Number	2
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	3
Census Block	3006
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-105-0006-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 DEERFIELD DR, LOVELAND, OH 45140-9572
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 1998 · Amount on Record
Deed Sale	Jun 12, 1998 · Amount on Record
Deed Doc Number	0001755275
Record Refreshed	Jun 07, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	809 STATE ST, ALGONAC, MI 48001-1532
Document Number	0052800128
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 STATE ST ALGONAC MI 480011532, ALGONAC, MI 48001-1532

Mortgage

Document Number	0052800128
Date	Nov 30, 2020
Book Page	005280/000128

Lender

Name	ROBERT J & KRISTYN M WHITING
Address	PO BOX 458, LOVELAND, OH 45140-0458

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,700 (+26.75%)
2024	$1,865.00 (+19.4%)		$137,400 (+26.75%)
2023		$54,200
2022	$1,562.00		$108,400

Flood & Wildfire

809 State St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.