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819 Ryan St, Owosso, MI 48867 Property Records

Shiawassee County property record for 819 Ryan St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$129,900 (Apr 2025)
Tax Bill$1,465 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone AE (high risk)
APN050-113-001-004-00

Property Details

APN / Parcel Number

Primary APN050-113-001-004-00

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address819 RYAN ST
CityOWOSSO
StateMI
Zip48867-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 50' OF LOT 5 & E 5' LOT 6 BLK 1 CITY ASSESSORS PLAT 3
Legal SubdivisionASSESSORS 3 -CITY OF OWOSSO
Legal Block1
Legal Lot Number5-6
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2004
Census Tract30700

Owner

Source: Shiawassee County records · APN 050-113-001-004-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3205 MCCLURE AVE, FLINT, MI 48506-2537
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleJan 25, 2016 · Amount on Record
Deed Document Number20253391458
Deed Book / Page1327 / 71
Prior Transfer DateJan 19, 2016
Prior Transfer Doc0012180554
Record UpdatedSep 20, 2026

August 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateAug 29, 2019
Property Address819 RYAN ST, OWOSSO, MI 48867-3435
Document Number0012600537
Book / Page001260 / 000537
Instrument DateJul 26, 2019
Instrument3324101
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address819 RYAN ST OWOSSO MI 488673435, OWOSSO, MI 48867-3435

Mortgage

Document Number12600538
DateAug 29, 2019
Book Page001260/000538
Instrument3324102
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$56,200 (+10.2%)$112,400 (+10.2%)
2025$1,465.00 (-12.17%) Homeowner's exemption$51,000 (+20.57%)$102,000 (+20.57%)
2024$1,668.00
2023$1,668.00 Homeowner's exemption$42,300$84,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
DayStarrFiber2,500 / 2,500
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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