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817 Ryan St, Owosso, MI 48867 Property Records

Shiawassee County property record for 817 Ryan St, Owosso, MI 48867 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$53,000 (Jan 2016)
Tax Bill$1,532 (2025)
Deeds & MortgagesJun 2023 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN050-113-001-003-00

Property Details

APN / Parcel Number

Primary APN050-113-001-003-00

Exterior

Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address817 RYAN ST
CityOWOSSO
StateMI
Zip48867-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 44' LOT 4 & E 16' LOT 5 BLK 1 CITY ASSESSORS PLAT 3
Legal SubdivisionCITY ASSESSORS PLAT 3
Legal Block1
Legal Lot Number4-5
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2004
Census Tract30700

Owner

Source: Shiawassee County records · APN 050-113-001-003-00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address817 RYAN ST, OWOSSO, MI 48867-3435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 06, 2018Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN ST HSNG DEV AUTH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2016 · Amount on Record
Deed SaleJan 25, 2016 · Amount on Record
Prior SaleJan 25, 2016 · Amount on Record
Deed Document Number20163281806
Deed Book / Page1218 / 555
Prior Transfer DateJan 19, 2016
Prior Transfer Doc0003281805
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address817 RYAN ST, OWOSSO, MI 48867-3435
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 RYAN ST, OWOSSO, MI 48867-3435

Mortgage

Document Number0013070961
DateJun 13, 2023
Book Page1307/961
Instrument3372094
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 06, 2018
Property Address817 RYAN ST, OWOSSO, MI 48867-3435
Document Number0012510571
Book / Page001251 / 000571
Instrument DateOct 16, 2018
Instrument3314964
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 RYAN ST OWOSSO MI 488673435, OWOSSO, MI 48867-3435

Mortgage

Document Number12510573
DateNov 06, 2018
Book Page001251/000573
Instrument3314966
Lender
NameMICHIGAN ST HSNG DEV AUTH
AddressLANSING, MI 48912
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number12510572,
DateNov 06, 2018
Book Page001251/000572
Instrument3314965
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 05, 2048

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$47,300 (+10.77%)$94,600 (+10.77%)
2025$1,532.00 (+2.89%) Homeowner's exemption$42,700 (+20.96%)$85,400 (+20.96%)
2023$1,489.00 Homeowner's exemption$35,300$70,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
DayStarrFiber2,500 / 2,500
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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