Shiawassee County property record for 810 Ryan St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Mar 2018) |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-113-002-026-00 |
| Primary APN | 050-113-002-026-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 810 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 BLK 2 CITY ASSESSORS PLAT 3 |
| Legal Subdivision | ASSESSORS 3 -CITY OF OWOSSO |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30700 |
Source: Shiawassee County records · APN 050-113-002-026-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 RYAN ST, OWOSSO, MI 48867-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 14, 2018 | Warranty Deed, Transfer FIFTH THIRD MTG/MI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on Record |
| Deed Sale | Mar 14, 2018 · Amount on Record |
| Prior Sale | Sep 15, 2015 · Amount on Record |
| Deed Document Number | 20183307073 |
| Deed Book / Page | 1243 / 705 |
| Prior Transfer Date | Feb 02, 2018 |
| Prior Transfer Doc | 0012430705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 810 RYAN ST, OWOSSO, MI 48867-3436 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 810 RYAN ST, OWOSSO, MI 48867-3436 |
| Document Number | 0012810494 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 1281/494 |
| Instrument | 3345259 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 14, 2018 |
| Property Address | 810 RYAN ST, OWOSSO, MI 48867-3436 |
| Document Number | 0012430705 |
| Book / Page | 001243 / 000705 |
| Instrument Date | Mar 02, 2018 |
| Instrument | 3307073 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | TRANSNATION TITLE-CLARKSTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 RYAN ST OWOSSO MI 488673436, OWOSSO, MI 48867-3436 |
| Document Number | 12430706 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 001243/000706 |
| Instrument | 3307074 |
| Name | FIFTH THIRD MTG/MI |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,700 (+11.72%) | $135,400 (+11.72%) | |
| 2025 | $1,836.00 (+7.37%) Homeowner's exemption | $60,600 (+22.92%) | $121,200 (+22.92%) |
| 2024 | $1,710.00 | ||
| 2023 | $1,710.00 Homeowner's exemption | $49,300 | $98,600 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| DayStarr | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures