Shiawassee County property record for 813 Ryan St, Owosso, MI 48867 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Dec 2020) |
| Tax Bill | $2,210 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2018 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 050-113-001-002-00 |
| Primary APN | 050-113-001-002-00 |
|---|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 813 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & E 22' LOT 4 BLK 1 CITY ASSESSORS PLAT 3 |
| Legal Subdivision | ASSESSORS 3 -CITY OF OWOSSO |
| Legal Block | 1 |
| Legal Lot Number | 3-4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30700 |
Source: Shiawassee County records · APN 050-113-001-002-00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 RYAN ST, OWOSSO, MI 48867-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Dec 05, 2018 | Warranty Deed, Transfer OTHER |
| Oct 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 20203340625 |
| Deed Book / Page | 1276 / 890 |
| Prior Transfer Date | Oct 09, 2017 |
| Prior Transfer Doc | 0012390523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 30, 2020 |
| Property Address | 813 RYAN ST, OWOSSO, MI 48867-3435 |
| Document Number | 0012760890 |
| Book / Page | 1276 / 890 |
| Map Reference | LB 1 PG 43 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 3340625 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9015 COMMERCE RD, 9015, COMMERCE TWP, MI 48382-4306 |
| Name | Verified Name |
|---|---|
| Address | 813 RYAN ST, OWOSSO, MI 48867-3435 |
| Document Number | 3340626 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 3340626 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Number | 0012760892 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 1276/892 |
| Instrument | 3340627 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 05, 2018 |
| Property Address | 813 RYAN ST, OWOSSO, MI 48867-3435 |
| Document Number | 0012520346 |
| Book / Page | 001252 / 000346 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 3315759 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9015 COMMERCE RD COMMERCE TOWNSHIP MI 483824306, COMMERCE TOWNSHIP, MI 48382-4306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 24, 2017 |
| Property Address | 813 RYAN ST, OWOSSO, MI 48867-3435 |
| Document Number | 0012390524 |
| Book / Page | 001239 / 000524 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 3302837 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2197 MONACO ST FLINT MI 485324423, FLINT, MI 48532-4423 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 24, 2017 |
| Property Address | 813 RYAN ST, OWOSSO, MI 48867-3435 |
| Document Number | 0012390523 |
| Book / Page | 001239 / 000523 |
| Instrument Date | Oct 09, 2017 |
| Instrument | 3302836 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2197 MONACO ST FLINT MI 485324423, FLINT, MI 48532-4423 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,300 (+10.54%) | $142,600 (+10.54%) | |
| 2025 | $2,210.00 (+4.89%) Homeowner's exemption | $64,500 (+21.01%) | $129,000 (+21.01%) |
| 2024 | $2,107.00 | ||
| 2023 | $2,107.00 Homeowner's exemption | $53,300 | $106,600 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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