Placer County property record for 8185 Ramsgate Dr, Granite Bay, CA 95746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,449 sqft · built 1989 |
| Lot Size | 0.487 acres (21,195 sqft) |
| Owner | Company Name on Record |
| Last Sale | $966,000 (Mar 2018) |
| Tax Bill | $12,250 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Aug 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 460-140-016-000 |
| Primary APN | 460-140-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,449 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 21,195 sqft (0.487 acres) |
| Garage Area | 929 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 460-140-016 |
|---|---|
| Street Address | 8185 RAMSGATE DR |
| City | GRANITE BAY |
| State | CA |
| Zip | 95746-6136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSB20 |
| Legal Description | L 79 GROSVENOR DOWNS UNIT 2 |
| Legal Subdivision | GROSVENOR DOWNS UNIT NO. 2 |
| Legal Lot Number | 79 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20604 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8185 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 23, 2024 | Intrafamily Transfer, Transfer |
| Aug 11, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 1, 2018 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Mar 1, 2018 | Quit Claim Deed, Transfer PLACER TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on Record |
| Deed Sale | Mar 1, 2018 · Amount on Record |
| Prior Sale | Feb 1, 2013 · Amount on Record |
| Deed Document Number | 201813607 |
| Prior Transfer Date | May 5, 1994 |
| Prior Transfer Doc | 0000035364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Apr 23, 2024 |
| Property Address | 8185 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Document Number | 0000020675 |
| Map Reference | MB P PG 77 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024-0020675 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8185 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8185 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000061291 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 2017-0061291 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8185 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000099230 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 2017-0099230 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 1, 2018 |
| Property Address | 8185 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Document Number | 0000013607 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 13607 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,062.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 8185 RAMSGATE DR GRANITE BAY CA 957466136, GRANITE BAY, CA 95746-6136 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 1, 2018 |
| Property Address | 8185 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Document Number | 0000013606 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 13606 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 8185 RAMSGATE DR GRANITE BAY CA 957466136, GRANITE BAY, CA 95746-6136 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Eureka Union Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,121,119 (+2%) Land $336,566 Building $784,553 | |
| 2025 | $12,250.00 (+3.3%) | $1,099,137 (+4.04%) Land $329,967 Building $769,170 |
| 2023 | $11,859.00 (-0.36%) | $1,056,458 Land $317,155 Building $739,303 |
| 2022 | $11,902.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2000–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fidium Fiber DSL | 300 / 70 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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