Placer County property record for 8165 Ramsgate Dr, Granite Bay, CA 95746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,553 sqft · built 1989 |
| Lot Size | 0.489 acres (21,303 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $855,000 (Jun 2015) |
| Tax Bill | $11,448 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 460-140-015-000 |
| Primary APN | 460-140-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,553 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 21,303 sqft (0.489 acres) |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 460-140-015 |
|---|---|
| Street Address | 8165 RAMSGATE DR |
| City | GRANITE BAY |
| State | CA |
| Zip | 95746-6136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSB20 |
| Legal Description | L 78 GROSVENOR DOWNS UNIT 2 |
| Legal Subdivision | GROSVENOR DOWNS UNIT NO. 2 |
| Legal Lot Number | 78 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20604 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8165 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Jun 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on Record |
| Deed Sale | Jun 19, 2015 · Amount on Record |
| Prior Sale | Jan 30, 2001 · Amount on Record |
| Deed Document Number | 201551777 |
| Prior Transfer Date | Jan 28, 2012 |
| Prior Transfer Doc | 0000009443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8165 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8165 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Document Number | 0000005682 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021-0005682 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8165 RAMSGATE DR, GRANITE BAY, CA 95746-6136 |
| Document Number | 0000042298 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8165 RAMSGATE DR GRANITE BAY CA 957466136, GRANITE BAY, CA 95746-6136 |
| Document Number | 0000042298 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 42298 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2047 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Eureka Union Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,048,121 (+2%) Land $314,433 Building $733,688 | |
| 2025 | $11,448.00 (+3.32%) Homeowner's exemption | $1,027,570 (+4.04%) Land $308,268 Building $719,302 |
| 2023 | $11,080.00 (-0.34%) Homeowner's exemption | $987,671 Land $296,299 Building $691,372 |
| 2022 | $11,118.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2000–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fidium Fiber DSL | 300 / 70 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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