8180 Ramsgate Dr, Granite Bay, CA 95746 Property Records

Placer County property record for 8180 Ramsgate Dr, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,048 sqft · built 1989
Lot Size	0.556 acres (24,237 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (May 2018)
Tax Bill	$10,960 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`460-140-029-000`

Property Details

APN / Parcel Number

Primary APN	`460-140-029-000`
Alternative APN	`460-140-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,048 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	24,237 sqft (0.556 acres)
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	460-140-029
Street Address	8180 RAMSGATE DR
City	GRANITE BAY
State	CA
Zip	95746-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB20
Legal Description	POR LOT 76 GROSVENOR DOWNS #2 MOR BK P PG 77
Legal Subdivision	GROSVENOR DOWNS UNIT NO. 2
Legal Lot Number	76
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2004
Census Tract	20604

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 9, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 7, 2017	Grant Deed, Transfer · ARM FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	201832438
Prior Transfer Date	Jan 9, 2014
Prior Transfer Doc	0000013439
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133

Mortgage

Document Number	0000119118
Date	Oct 22, 2020
Instrument	2020-0119118

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133

Mortgage

Document Number	0000065774
Date	Aug 22, 2022
Instrument	2022-0065774

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 9, 2018
Property Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133
Document Number	0000032438
Map Reference	MB P PG77
Instrument Date	Apr 11, 2018
Instrument	2018-0032438
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TITLE365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133

Mortgage

Document Number	0000032439
Date	May 9, 2018
Instrument	2018-0032439

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 7, 2017
Property Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133
Document Number	0000016221
Map Reference	MAP P PG77
Instrument Date	Feb 27, 2017
Instrument	2017-0016221
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8180 RAMSGATE DR, GRANITE BAY, CA 95746-6133

Mortgage

Document Number	0000016222
Date	Mar 7, 2017
Instrument	2017-0016222

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$992,296 (+2%) Land $301,749 Building $690,547
2025	$10,960.00 (+3.29%)	$972,840 (+4.04%) Land $295,833 Building $677,007
2023	$10,611.00 (-0.36%)	$935,066 Land $284,347 Building $650,719
2022	$10,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2000–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Consolidated Communications DSL	300 / 70
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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