Genesee County property record for 8144 Duffield Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,390 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,581 (Jul 2010) |
| Tax Bill | $3,283 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-19-200-027 |
| Primary APN | 10-19-200-027 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 1,382 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8144 DUFFIELD RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | A PARCEL OF LAND BEG N 0 DEG 30 MIN E 1172.41 FT FROM E 1/4 COR OF SEC TH N 89 DEG 30 MIN 45 SEC W 350 FT TH N 0 DEG 30 MIN E |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 19 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12801 |
8144 Duffield Rd is owned and occupied by two individuals who bought it in July 2010.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 8, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2010 · Amount on File |
| Deed Sale | Jul 16, 2010 · Amount on File |
| Prior Sale | Aug 19, 2005 · Amount on File |
| Deed Document Number | 201055977 |
| Prior Transfer Date | Jul 14, 2010 |
| Prior Transfer Doc | 0000055977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Document Number | 0000049535 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 202309130049535 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Document Number | 0000013041 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 202303230013041 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000099631 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 201811280099631 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000070324 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 201911080070324 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 9410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 8, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8144 DUFFIELD RD, GAINES, MI 48436-9655 |
| Document Number | 0000015616 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8144 DUFFIELD RD GAINES MI 484369655, GAINES, MI 48436-9655 |
| Document Number | 0000015616 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 15616 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
The 2025 property tax bill for 8144 Duffield Rd was $3,283 with a homeowner's exemption, down 2.1% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,400 (+7.89%) Land $17,500 Building $117,900 | $270,800 (+7.89%) Land $35,000 Building $235,800 | |
| 2025 | $3,283.00 (-2.12%) Homeowner's exemption | $125,500 | $251,000 |
| 2024 | $3,354.00 | ||
| 2023 | $117,700 | $235,400 | |
| 2019 | $2,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8144 Duffield Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8144 Duffield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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