818 S 23rd St, Temple, TX 76504 Property Records

Bell County property record for 818 S 23rd St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,133 sqft · built 1940
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$481 (2023)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0054690000`

Property Details

APN / Parcel Number

Primary APN	`0054690000`
Alternative APNs	`545282` `1584`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,133 sqft Living Area
Gross Area	968 sqft
1st Floor Area	968 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	276 sqft
Porch	Open Porch
Porch Area	91 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	545282
Street Address	818 S 23RD ST
City	TEMPLE
State	TX
Zip	76504-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	FREEMAN HEIGHTS, BLOCK 058, LOT 0012
Legal Subdivision	FREEMAN HEIGHTS
Legal Block	58
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3002
Census Tract	21000

Owner

Source: Bell County records · APN 0054690000

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	818 S 23RD ST, TEMPLE, TX 76504-5319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2003
Deed Sale	Oct 01, 2003
Deed Document Number	0002805163
Deed Book / Page	3727 / 0517
Prior Transfer Date	Jan 16, 1998
Prior Transfer Doc	001522
Record Updated	Jun 07, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	818 S 23RD ST, TEMPLE, TX 76504-5319
Document Number	0000021208
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 S 23RD ST TEMPLE TX 765045319, TEMPLE, TX 76504-5319

Mortgage

Document Number	0000021208
Date	May 25, 2018
Book Page	010466/000348
Instrument	21208

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IN 50328

Agreement

Amount	Amount Recorded
Term	216 Months
Due	May 24, 2036

Interest

Rate	6.24%

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$481.00 (-21.41%) Homeowner's exemption	$108,223 Land $24,150 Building $84,073	$108,223 Land $24,150 Building $84,073
2022	$612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 468 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TEMPLE serves 94,935 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.