815 S 23rd St, Temple, TX 76504 Property Records

Bell County property record for 815 S 23rd St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 932 sqft · built 1927
Lot Size	0.161 acres (7,000 sqft)
Owner	Company on Record
Last Sale	$47,000 (Jan 2019)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0054720000`

Property Details

APN / Parcel Number

Primary APN	`0054720000`
Alternative APNs	`748225` `9807`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	932 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	72 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 S 23RD ST
City	TEMPLE
State	TX
Zip	76504-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	FREEMAN HEIGHTS, BLOCK 059, LOT 0005
Legal Subdivision	FREEMAN HEIGHTS
Legal Block	59
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3001
Census Tract	21000

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	2325 SANGER AVE, WACO, TX 76707-3475
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT
Oct 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage PLAINSCAPITAL BANK
Jan 31, 2019	Warranty Deed, Transfer JOE & SHARI SMITHERMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Jul 12, 2011 · Amount on Record
Deed Document Number	20193807
Prior Transfer Date	Mar 31, 2008
Prior Transfer Doc	0000013797
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	May 22, 2026
Property Address	815 S 23RD ST, TEMPLE, TX 76504-5318
Document Number	0000025141
Instrument Date	May 15, 2026
Instrument	202625141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	2325 SANGER AVE, WACO, TX 76707-3475

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	815 S 23RD ST, TEMPLE, TX 76504-5318
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	AGT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049673
Date	Oct 29, 2019
Instrument	2019-00049673

Lender

Name	PLAINSCAPITAL BANK
Type	Bank
Address	IRVING, TX 75039

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 25, 2024

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 31, 2019
Property Address	815 S 23RD ST, TEMPLE, TX 76504-5318
Document Number	0000003807
Instrument Date	Jan 30, 2019
Instrument	3807
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2325 SANGER AVE WACO TX 767073475, WACO, TX 76707-3475

Mortgage

Document Number	3808
Date	Jan 31, 2019
Instrument	3808

Lender

Name	JOE & SHARI SMITHERMAN
Address	PO BOX 832, CAMERON, TX 76520-0832
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2029

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,850.00 (-2.99%)	$77,500 (-6.87%) Land $29,050 Building $48,450	$77,500 (-6.87%) Land $29,050 Building $48,450
2023	$1,907.00 (+37.39%)	$83,213 Land $24,150 Building $59,063	$83,213 Land $24,150 Building $59,063
2022	$1,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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