811 S 23rd St, Temple, TX 76504 Property Records

Bell County property record for 811 S 23rd St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 985 sqft · built 1927
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$102,500 (Jul 2020)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0054710000`

Property Details

APN / Parcel Number

Primary APN	`0054710000`
Alternative APNs	`128160` `782414`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	985 sqft Living Area
1st Floor Area	985 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	156 ft deep x 45 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Canopy	444 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	811 S 23RD ST
City	TEMPLE
State	TX
Zip	76504-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	FREEMAN HEIGHTS, BLOCK 059, LOT 0004, & JONES AND MOORES ADDITION, BLOCK 024, LOT PT 2, (N 40 OF 2), ACRES .167
Legal Subdivision	FREEMAN HEIGHTS
Legal Block	59
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3001
Census Tract	21000

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 S 23RD ST, TEMPLE, TX 76504-5318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE CORP
Jul 30, 2020	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK
Jul 29, 2020	Deed of Trust, Mortgage SOUTHEAST TX HSNG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	202038837
Prior Transfer Date	Jan 8, 2002
Prior Transfer Doc	0000049586
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	811 S 23RD ST, TEMPLE, TX 76504-5318
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006266
Date	Jan 31, 2022
Instrument	2022006266

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 30, 2020
Property Address	811 S 23RD ST, TEMPLE, TX 76504-5318
Document Number	0000038837
Instrument Date	Jul 29, 2020
Instrument	2020-00038837
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 S 23RD ST, TEMPLE, TX 76504-5318

Mortgage

Document Number	0000038838
Date	Jul 30, 2020
Instrument	2020-00038838

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000038839
Date	Jul 30, 2020
Instrument	2020-00038839

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	HOUSTON, TX 77089

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 29, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	811 S 23RD ST, TEMPLE, TX 76504-5318
Document Number	0000038839
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 S 23RD ST TEMPLE TX 765045318, TEMPLE, TX 76504-5318

Mortgage

Document Number	0000038839
Date	Jul 30, 2020
Instrument	38839

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 29, 2023

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 (-4.93%)	$153,399 (-4.97%)	$155,322 (-3.78%) Land $29,971 Building $125,351
2023	$1,785.00 (-23.16%) Homeowner's exemption	$161,425 Land $24,879 Building $136,546	$161,425 Land $24,879 Building $136,546
2022	$2,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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