904 S 23rd St, Temple, TX 76504 Property Records

Bell County property record for 904 S 23rd St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,290 sqft · built 1970
Lot Size	0.17 acres (7,420 sqft)
Owner	Individual Name on Record
Last Sale	$118,800 (Sep 2018)
Tax Bill	$1,405 (2021)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0055020000`

Property Details

APN / Parcel Number

Primary APN	`0055020000`
Alternative APNs	`849609` `14758`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,420 sqft (0.17 acres)
Lot Dimensions	140 ft deep x 53 ft wide

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	270 sqft
Canopy	630 sqft
Storage Building	418 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 S 23RD ST
City	TEMPLE
State	TX
Zip	76504-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	FREEMAN HEIGHTS, BLOCK 062, LOT 0009
Legal Subdivision	FREEMAN HEIGHTS
Legal Block	62
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3008
Census Tract	21000

Owner

Source: Bell County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 S 23RD ST, TEMPLE, TX 76504-5321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Sep 19, 2018	Vendor's Lien, Transfer WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	201839684
Prior Transfer Date	Aug 18, 2018
Prior Transfer Doc	0000039684
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jul 1, 2026
Property Address	904 S 23RD ST, TEMPLE, TX 76504-5321
Document Number	0000033060
Instrument Date	Jun 22, 2026
Instrument	202633060
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 S 23RD ST, TEMPLE, TX 76504-5321

Mortgage

Document Number	0000033060,
Date	Jul 1, 2026
Instrument	202633060

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 19, 2018
Property Address	904 S 23RD ST, TEMPLE, TX 76504-5321
Document Number	0000039684
Map Reference	VOL98 PG501
Instrument Date	Aug 18, 2018
Instrument	2018-00039684
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 NORTH ST, 161, MELVIN, IA 51350-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 S 23RD ST, TEMPLE, TX 76504-5321

Mortgage

Document Number	0000039685
Date	Sep 19, 2018
Instrument	2018-00039685

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,935 (-5.07%)	$151,067 (-4.98%) Land $30,496 Building $120,571
2023		$158,991 Land $25,228 Building $133,763	$158,991 Land $25,228 Building $133,763
2021	$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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