Effingham County property record for 786 High Bluff Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 798 sqft · built 1988 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,000 (Jun 2019) |
| Tax Bill | $2,481 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0471A-006-B00 |
| Primary APN | 0471A-006-B00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 798 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 294 sqft |
| Shed | 1 Shed |
| Shed Area | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20582 |
|---|---|
| Street Address | 786 HIGH BLUFF RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.30 AC LOT 6 SEC II |
| Legal Subdivision | TOMMY LONG |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30303 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 786 HIGH BLUFF RD, RINCON, GA 31326-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER |
| Jun 21, 2019 | Warranty Deed, Transfer |
| Sep 4, 2018 | Warranty Deed, Foreclosure |
| Sep 4, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 20191742 |
| Deed Book / Page | 2531 / 954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 786 HIGH BLUFF RD, RINCON, GA 31326-3606 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 786 HIGH BLUFF RD, RINCON, GA 31326-3606 |
| Document Number | 0000002531/0000000956 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 0000002531/0000000956 |
| Instrument | 005335 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 21, 2019 |
| Property Address | 786 HIGH BLUFF RD, RINCON, GA 31326-3606 |
| Document Number | 002531/954 |
| Book / Page | 2531 / 954 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019-001742 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 HIGH BLUFF RD, RINCON, GA 31326-3606 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 4, 2018 |
| Property Address | 786 HIGH BLUFF RD, RINCON, GA 31326-3606 |
| Document Number | 002499/861 |
| Book / Page | 2499 / 861 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 2018-003262 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946 |
| Investor | Possibly a Property Investor |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 4, 2018 |
| Property Address | 786 HIGH BLUFF RD, RINCON, GA 31326-3606 |
| Document Number | 002499/855 |
| Book / Page | 2499 / 855 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 2018-003261 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2100 E ELLIOT RD, TEMPE, AZ 85284-1806 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,843 (+%) Land $22,096 Building $58,747 | $202,105 (-) Land $55,239 Building $146,866 | |
| 2025 | $2,481.00 (+4.86%) Homeowner's exemption Senior Citizen's exemption | $80,842 (+15.55%) Land $22,096 Building $58,746 | $202,105 (+15.55%) Land $55,239 Building $146,866 |
| 2024 | $2,366.00 (+44.71%) | $69,964 (+56.72%) Land $22,096 Building $47,868 | $174,908 (+56.72%) Land $55,239 Building $119,669 |
| 2022 | $1,635.00 | $44,642 Land $14,050 Building $30,592 | $111,605 Land $35,126 Building $76,479 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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