Kosciusko County property record for 818 E Main St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,878 sqft · built 1941 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jul 2018) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-718021-24 |
| Primary APN | 004-718021-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,878 sqft Living Area |
| 1st Floor Area | 2,878 sqft |
| Basement Area | 694 sqft |
| Unfinished Basement | 694 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Pool Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000009774 |
|---|---|
| Street Address | 818 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-398 LOT 26 KISTS E ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | KISTS E ADD |
| Legal Lot Number | 26 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 961900 |
Source: Kosciusko County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 818 E MAIN ST, WARSAW, IN 46580-3355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit INTERRA CU |
| Apr 8, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | Aug 30, 2006 · Amount on Record |
| Deed Document Number | 201870796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 818 E MAIN ST, WARSAW, IN 46580-3355 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022091124 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022091124 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Address | GOSHEN, IN 46527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 818 E MAIN ST, WARSAW, IN 46580-3355 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019040235 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 2019040235 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 29, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Jul 18, 2018 |
| Property Address | 818 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2018070796 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2018070796 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2018070797 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018070797 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,978.00 (-4.12%) Homeowner's exemption | $213,200 (+10.24%) Land $28,400 Building $184,800 | $213,200 (+10.24%) Land $28,400 Building $184,800 |
| 2024 | $2,063.00 (+2.33%) | ||
| 2023 | $2,016.00 (+11.5%) | $193,400 (+11.86%) Land $21,400 Building $172,000 | $193,400 (+11.86%) Land $21,400 Building $172,000 |
| 2022 | $1,808.00 Homeowner's exemption | $172,900 Land $17,800 Building $155,100 | $172,900 Land $17,800 Building $155,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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