816 E Main St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 816 E Main St, Warsaw, IN 46580

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,686 sqft · built 1902
Lot Size0.182 acres (7,920 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Mar 2019)
Tax Bill$2,205 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-723002-28

Property Details

APN / Parcel Number

Primary APN004-723002-28
Alternative APNs
  • 43-11-08-200-905.000-032
  • 00000010743
  • 0472300228

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,686 sqft Living Area
1st Floor Area1,686 sqft
Basement Area422 sqft
Unfinished Basement422 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1995
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000010743
Street Address816 E MAIN ST
CityWARSAW
StateIN
Zip46580-3355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description4-44-397 LOT 25 KISTS E ADD
Legal Range6
Legal Township32
Legal Section8
Legal SubdivisionKISTS EASTERN ADDITION
Legal Lot Number25
JurisdictionKOSCIUSKO IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1020
Census Tract961900

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address816 E MAIN ST, WARSAW, IN 46580-3355
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Mar 28, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2019 · Amount on Record
Deed SaleMar 28, 2019 · Amount on Record
Prior SaleDec 4, 2012 · Amount on Record
Deed Document Number201930912
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSCIUSKO IN
Property Address816 E MAIN ST, WARSAW, IN 46580-3355
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021030340
DateMar 5, 2021
Instrument2021030340
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateMar 28, 2019
Property Address816 E MAIN ST, WARSAW, IN 46580-3355
Document Number2019030912
Instrument DateMar 26, 2019
Instrument2019030912
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address816 E MAIN ST, WARSAW, IN 46580-3355

Mortgage

Document Number2019030913
DateMar 28, 2019
Instrument2019030913
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionWayne Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,205.00 (+3.72%) Homeowner's exemption$217,200 (+7.85%) Land $25,800 Building $191,400$217,200 (+7.85%) Land $25,800 Building $191,400
2024$2,126.00 (+2.02%)
2023$2,084.00 (+11.15%)$201,400 (+11.52%) Land $19,400 Building $182,000$201,400 (+11.52%) Land $19,400 Building $182,000
2022$1,875.00 Homeowner's exemption$180,600 Land $16,200 Building $164,400$180,600 Land $16,200 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WARSAW
private · serves 13,835 people · EPA ID IN5243030
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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