Kosciusko County property record for 813 E Main St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,314 sqft · built 1905 |
| Lot Size | 0.394 acres (17,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,000 (Mar 2019) |
| Tax Bill | $3,377 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-721000-30 |
| Primary APN | 004-721000-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 2,314 sqft |
| Basement Area | 856 sqft |
| Unfinished Basement | 856 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,202 sqft (0.394 acres) |
| Lot Dimensions | 141 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 810 sqft |
| Shed | 1 Shed |
| Shed Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000010635 |
|---|---|
| Street Address | 813 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-421 LOTS 5 & 6 PYLES ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | PYLES ADDITION |
| Legal Lot Number | 5-6 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 961900 |
Source: Kosciusko County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Prior Sale | Jan 28, 2016 · Amount on Record |
| Deed Document Number | 201930282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Apr 8, 2026 |
| Property Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Document Number | 0000040266 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202640266 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Document Number | 0000040266, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202640266 |
| Name | LAKE CITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|---|
| Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Document Number | 2021100902 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021100902 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 2020061171 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020061171 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Jul 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Mar 8, 2019 |
| Property Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Document Number | 2019030282 |
| Map Reference | MB 1 PG 34A |
| Instrument Date | Mar 6, 2019 |
| Instrument | 2019030282 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 813 E MAIN ST, WARSAW, IN 46580-3356 |
| Document Number | 2019030283 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019030283 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,377.00 (-3.68%) Homeowner's exemption | $356,600 (+8.16%) Land $51,500 Building $305,100 | $356,600 (+8.16%) Land $51,500 Building $305,100 |
| 2024 | $3,506.00 (-10.26%) | ||
| 2023 | $3,907.00 (+11.72%) | $329,700 (+11.99%) Land $38,200 Building $291,500 | $329,700 (+11.99%) Land $38,200 Building $291,500 |
| 2022 | $3,497.00 Homeowner's exemption | $294,400 Land $31,400 Building $263,000 | $294,400 Land $31,400 Building $263,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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