Kosciusko County property record for 812 E Main St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,581 sqft · built 1905 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Feb 2024) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-719036-80 |
| Primary APN | 004-719036-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,581 sqft Living Area |
| 1st Floor Area | 1,581 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000010252 |
|---|---|
| Street Address | 812 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-396 LOT 24 KISTS E ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | KISTS E ADD |
| Legal Lot Number | 24 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 961900 |
Source: Kosciusko County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 812 E MAIN ST, WARSAW, MO 65355-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 8, 2017 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Prior Sale | Dec 20, 2021 · Amount on Record |
| Deed Document Number | 202420632 |
| Prior Transfer Date | Jan 29, 2017 |
| Prior Transfer Doc | 2017090222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Feb 15, 2024 |
| Property Address | 812 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2024020632 |
| Map Reference | MB 1 PG 15,19&53 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024020632 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2024020633 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024020633 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 2024020634 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024020634 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | WARSAW, IN 46580 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Feb 15, 2024 |
| Property Address | 812 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2024020632 |
| Map Reference | MB 1 PG 15,19&53 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024020632 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 812 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2024020633 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024020633 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Dec 20, 2021 |
| Property Address | 812 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2021121147 |
| Map Reference | MB 1 PG 26&30 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021121147 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2021121148 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021121148 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Sep 8, 2017 |
| Property Address | 812 E MAIN ST, WARSAW, IN 46580-3355 |
| Document Number | 2017090222 |
| Instrument Date | Jan 29, 2017 |
| Instrument | 2017090222 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8878 E BACKWATER RD, NORTH WEBSTER, IN 46555-9533 |
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 (-5.87%) Homeowner's exemption | $188,700 (+49.76%) Land $25,800 Building $162,900 | $188,700 (+49.76%) Land $25,800 Building $162,900 |
| 2024 | $1,857.00 (+60.92%) | ||
| 2023 | $1,154.00 (+16.1%) | $126,000 (+12.2%) Land $19,400 Building $106,600 | $126,000 (+12.2%) Land $19,400 Building $106,600 |
| 2022 | $994.00 | $112,300 Land $16,200 Building $96,100 | $112,300 Land $16,200 Building $96,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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