St. Louis County property record for 817 W 4th St, Duluth, MN 55806
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,472 sqft · built 1892 |
| Lot Size | 0.16 acres (6,976 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Dec 2015) |
| Tax Bill | $4,246 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1270-03070 |
| Primary APN | 010-1270-03070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Gross Area |
| 1st Floor Area | 736 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,976 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 238 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1176613 |
|---|---|
| Street Address | 817 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2245 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT 137 BLOCK 44 EX N 10 FT FOR ALLEY SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIVISION |
| Legal Block | 44 |
| Legal Lot Number | 137 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2000 |
817 W 4th St, a residential property, is owned by an individual who bought it in December 2015.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4517 DECKER RD, DULUTH, MN 55811-3817 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESULTS MORTGAGE LLC RESULTS MORTGAGE LLC |
| Mar 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2015 · Amount on File |
| Deed Sale | Dec 24, 2015 · Amount on File |
| Deed Document Number | 2015965953 |
| Prior Transfer Date | Nov 6, 2013 |
| Prior Transfer Doc | 000T939497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 817 W 4TH ST, DULUTH, MN 55806-2245 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001070799 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 1070799 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 817 W 4TH ST, DULUTH, MN 55806-2245 |
| Document Number | 00T1035503 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 617 W 4TH ST DULUTH MN 55806, DULUTH, MN 55806 |
| Document Number | 00T1035503 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | T1035503 |
| Name | RESULTS MORTGAGE LLC RESULTS MORTGAGE LLC |
|---|---|
| Type | Bank |
| Address | EDINA, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 817 W 4TH ST, DULUTH, MN 55806-2245 |
| Document Number | 0001008887 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 817 W 4TH ST DULUTH MN 558062245, DULUTH, MN 55806-2245 |
| Document Number | 0001008887 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 1008887 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 26, 2024 |
The 2026 property tax bill for 817 W 4th St was $4,246, up 49.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,246.00 (+49.4%) | ||
| 2025 | $2,842.00 (+3.57%) Homeowner's exemption | $260,700 (+13.64%) Land $55,500 Building $205,200 | $260,700 (+13.64%) Land $55,500 Building $205,200 |
| 2024 | $2,744.00 | $229,400 Land $53,800 Building $175,600 | $229,400 Land $53,800 Building $175,600 |
| 2022 | $194,900 Land $48,800 Building $146,100 | $194,900 Land $48,800 Building $146,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 817 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 817 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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