St. Louis County property record for 825 W 4th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 785 sqft · built 1896 |
| Lot Size | 0.16 acres (6,976 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,900 (Apr 2019) |
| Tax Bill | $2,008 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Apr 2019 Sale & Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1270-03090 |
| Primary APN | 010-1270-03090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 785 sqft Gross Area |
| 1st Floor Area | 785 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,976 sqft (0.16 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 25 sqft |
| Deck Area | 280 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1069584 |
|---|---|
| Street Address | 825 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX N 10 FT FOR ALLEY SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 44 |
| Legal Lot Number | 141 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2000 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 825 W 4TH ST, DULUTH, MN 55806-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Apr 26, 2019 | Warranty Deed, Transfer · Stand-Alone Second Mortgage NORTH SHORE BANK OF COMMERCE |
| Sep 26, 2017 | Quit Claim Deed, Mortgage · Line of Credit BANK OF ELK RIVER |
| Aug 2, 2017 | Warranty Deed, Transfer NORTH SHORE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on Record |
| Deed Sale | Apr 26, 2019 · Amount on Record |
| Prior Sale | Sep 9, 2004 · Amount on Record |
| Deed Document Number | 20191353779 |
| Prior Transfer Date | Sep 15, 2017 |
| Prior Transfer Doc | 0001318274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 825 W 4TH ST, DULUTH, MN 55806-2245 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001477641 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 1477641 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 26, 2019 |
| Property Address | 825 W 4TH ST, DULUTH, MN 55806-2245 |
| Document Number | 0001353779 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 1353779 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 825 W 4TH ST, DULUTH, MN 55806-2245 |
| Document Number | 0001353781 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 1353781 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 26, 2017 |
| Property Address | 825 W 4TH ST, DULUTH, MN 55806-2245 |
| Document Number | 00A1318274 |
| Instrument Date | Sep 15, 2017 |
| Instrument | A1318274 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28340 131ST ST NW ZIMMERMAN MN 553985916, ZIMMERMAN, MN 55398-5916 |
| Document Number | A1318275 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | A1318275 |
| Name | BANK OF ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 2, 2017 |
| Property Address | 825 W 4TH ST, DULUTH, MN 55806-2245 |
| Document Number | 00A1314497 |
| Instrument Date | Jul 31, 2017 |
| Instrument | A1314497 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 216 ZIMMERMAN MN 553980216, ZIMMERMAN, MN 55398-0216 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,008.00 (+10.45%) Homeowner's exemption | ||
| 2025 | $1,818.00 (+1.11%) Homeowner's exemption | $179,700 (+12.31%) Land $55,500 Building $124,200 | $179,700 (+12.31%) Land $55,500 Building $124,200 |
| 2024 | $1,798.00 | $160,000 (+16.7%) Land $53,800 Building $106,200 | $160,000 (+16.7%) Land $53,800 Building $106,200 |
| 2022 | $137,100 Land $48,800 Building $88,300 | $137,100 Land $48,800 Building $88,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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