818 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 818 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1909
Lot Size	0.08 acres (3,495 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,390 (2026)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1270-01790`

Property Details

APN / Parcel Number

Primary APN	`010-1270-01790`
Alternative APN	`52261`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,260 sqft Gross Area
1st Floor Area	630 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	3,495 sqft (0.08 acres)
Garage Area	800 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	204 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	52261
Street Address	818 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 EX S 10FT FOR ALLEY SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	36
Legal Lot Number	138
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	2000

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	818 W 4TH ST, DULUTH, MN 55806-2246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	818 W 4TH ST, DULUTH, MN 55806-2246
Document Number	00A1356642
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	818 W 4TH ST DULUTH MN 558062246, DULUTH, MN 55806-2246

Mortgage

Document Number	00A1356642
Date	Jun 13, 2019
Instrument	A1356642

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,390.00 (+12.84%) Homeowner's exemption
2025	$2,118.00 (+3.62%) Homeowner's exemption	$206,900 (+14.75%) Land $27,800 Building $179,100	$206,900 (+14.75%) Land $27,800 Building $179,100
2024	$2,044.00	$180,300 (+18.7%) Land $27,000 Building $153,300	$180,300 (+18.7%) Land $27,000 Building $153,300
2022		$151,900 Land $24,400 Building $127,500	$151,900 Land $24,400 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20