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809 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 809 W 4th St, Duluth, MN 55806 · Last verified August 2026

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details4 bd · 2 ba · 2,474 sqft · built 1908
Lot Size0.16 acres (6,977 sqft)
OwnerIndividual Name on File
Last Sale$135,900 (Oct 2010)
Tax Bill$3,956 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-1270-03050

Property Details

APN / Parcel Number

Primary APN010-1270-03050
Alternative APN
  • 907382

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,474 sqft Gross Area
1st Floor Area1,237 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area6,977 sqft (0.16 acres)
Garage Area352 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area144 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number907382
Street Address809 W 4TH ST
CityDULUTH
StateMN
Zip55806-2245
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionEX N 10 FT FOR ALLEY SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIVISION
Legal Block44
Legal Lot Number133
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1002
Census Tract2000

Owner

Source: St. Louis County records · APN 010-1270-03050

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 W 4TH ST, 811, DULUTH, MN 55806-2245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Line of Credit
HARBOR POINTE CU
Jan 04, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2010 · Amount on Record
Deed SaleOct 29, 2010 · Amount on Record
Prior SaleOct 07, 2002
Deed Document Number20101147271
Prior Transfer DateJul 12, 2010
Prior Transfer Doc0001139149
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address809 W 4TH ST, DULUTH, MN 55806-2245
Transaction TypeMortgage
Record UpdatedJan 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 W 4TH ST, DULUTH, MN 55806-2245

Mortgage

Document Number0001524198
DateDec 16, 2025
Instrument1524198
Lender
NameHARBOR POINTE CU
TypeCredit Union
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 25, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address809 W 4TH ST, DULUTH, MN 55806-2245
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 W 4TH ST, DULUTH, MN 55806-2245

Mortgage

Document Number0001434475
DateJan 04, 2022
Instrument1434475
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address809 W 4TH ST, DULUTH, MN 55806-2245
Document Number00A1325326
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00A1325326
DateJan 04, 2018
InstrumentA1325326
Lender
NameMISCELLANEOUS GOVT AGCY
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,956.00 (+11.25%) Homeowner's exemption
2025$3,556.00 (+12.04%) Homeowner's exemption$297,100 (+13.96%) Land $55,400 Building $241,700$297,100 (+13.96%) Land $55,400 Building $241,700
2024$3,174.00 (+2.72%)$260,700 (+18.07%) Land $53,800 Building $206,900$260,700 (+18.07%) Land $53,800 Building $206,900
2023$3,090.00 Homeowner's exemption
2022$220,800 (+8.55%) Land $48,800 Building $172,000$220,800 (+8.55%) Land $48,800 Building $172,000
2021$203,400 Land $22,600 Building $180,800$203,400 Land $22,600 Building $180,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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