Polk County property record for 446 Thomas Rd, Benton, TN 37307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,600 sqft · built 2021 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $27,500 (Aug 2020) |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-070.01 |
| Primary APN | 045-070.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,600 sqft Living Area |
| Gross Area | 4,985 sqft |
| 1st Floor Area | 2,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 308 ft deep x 100 ft wide |
| Terrain | Rolling |
| Porch | Finished Screened Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 446 THOMAS RD |
|---|---|
| City | BENTON |
| State | TN |
| Zip | 37307-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSTONE SUB PB: 8 PG: 130 LOT: 1 100X308 IRR |
| Legal Subdivision | RIVERSTONE SUB |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 950203 |
Source: Polk County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 THOMAS RD, BENTON, TN 37307-5207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Feb 17, 2004 · Amount on Record |
| Deed Document Number | 20201940 |
| Deed Book / Page | 324 / 344 |
| Last Transfer Date | Jun 13, 2023 |
| Transfer Doc | 0WD349/270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK TN |
| Recording Date | Jun 14, 2023 |
| Property Address | 446 THOMAS RD, BENTON, TN 37307-5207 |
| Document Number | 0WD349/270 |
| Book / Page | WD349 / 270 |
| Map Reference | MB 8 PG 130 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 23001488 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 THOMAS RD, BENTON, TN 37307-5207 |
Source: Polk County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,809.00 | $107,075 (-) Land $6,225 Building $100,850 | $428,300 (-) Land $24,900 Building $403,400 |
| 2024 | $1,809.00 | $107,075 (-) Land $6,225 Building $100,850 | |
| 2023 | $1,809.00 (+54.62%) | $107,075 (+129.9%) Land $6,225 Building $100,850 | $428,300 (+129.9%) Land $24,900 Building $403,400 |
| 2022 | $1,170.00 | $46,575 Land $6,225 Building $40,350 | $186,300 Land $24,900 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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