Stearns County property record for 817 Morningside Loop, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,232 sqft · built 2007 |
| Lot Size | 0.316 acres (13,773 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,900 (Jul 2013) |
| Tax Bill | $4,860 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53733-0319 |
| Primary APN | 84-53733-0319 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,971 sqft |
| 1st Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,773 sqft (0.316 acres) |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 817 MORNINGSIDE LOOP |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 010 BLK 001 MORNINGSIDE ACRES SECOND ADDITION SECTION 15 TOWNSHIP 124 RANGE 029 SECTION 15 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | MORNINGSIDE ACRES SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 11308 |
Source: Stearns County records · APN 84-53733-0319
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 817 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2013 · Amount on Record |
| Deed Sale | Jul 03, 2013 · Amount on Record |
| Prior Sale | Jun 28, 2007 · Amount on Record |
| Deed Document Number | 2013507715 |
| Record Updated | Jun 08, 2026 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,860.00 (+16.6%) | ||
| 2025 | $372,000 (+12.56%) Land $44,600 Building $327,400 | $372,000 (+12.56%) Land $44,600 Building $327,400 | |
| 2023 | $4,168.00 | $330,500 Land $44,600 Building $285,900 | $330,500 Land $44,600 Building $285,900 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Albany Mutual Telephone Association.
Based on FCC filings for 75 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Joseph serves 7,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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