Stearns County property record for 823 Morningside Loop, Saint Joseph, MN 56374 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,578 sqft · built 2006 |
| Lot Size | 0.393 acres (17,130 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,000 (Aug 2025) |
| Tax Bill | $4,858 (2026) |
| Deeds & Mortgages | Jun 2023 Sale May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53733-0316 |
| Primary APN | 84-53733-0316 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,130 sqft (0.393 acres) |
| Garage Type | Attached |
| Garage Area | 1,584 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 823 MORNINGSIDE LOOP |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLK 001 MORNINGSIDE ACRES SECOND ADDITION SECTION 15 TOWNSHIP 124 RANGE 029 SECTION 15 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | MORNINGSIDE ACRES SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 11308 |
Source: Stearns County records · APN 84-53733-0316
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 311 JEFFERSON LN, SAINT JOSEPH, MN 56374-4655 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2023 | Warranty Deed, Transfer QUDARY TITLE, QUARRY TITLE |
| May 10, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jan 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2025 · Amount on Record |
| Deed Sale | Aug 07, 2025 · Amount on Record |
| Prior Sale | Jul 09, 2025 · Amount on Record |
| Deed Document Number | 20251697258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 09, 2023 |
| Property Address | 823 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
| Document Number | 00A1654333 |
| Instrument Date | Jun 08, 2023 |
| Instrument | A1654333 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 823 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 10, 2021 |
| Property Address | 823 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
| Document Number | 00A1602357 |
| Instrument Date | Apr 28, 2021 |
| Instrument | A1602357 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 823 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 22, 2018 |
| Property Address | 823 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
| Document Number | 00A1513434 |
| Instrument Date | Jan 18, 2018 |
| Instrument | A1513434 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,858.00 (+426.9%) | ||
| 2025 | $371,800 (+6.56%) Land $46,800 Building $325,000 | $371,800 (+6.56%) Land $46,800 Building $325,000 | |
| 2024 | $922.00 (-79.21%) | ||
| 2023 | $4,434.00 | $348,900 Land $46,800 Building $302,100 | $348,900 Land $46,800 Building $302,100 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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