Stearns County property record for 813 Morningside Loop, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,176 sqft · built 2009 |
| Lot Size | 0.253 acres (11,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Feb 2010) |
| Tax Bill | $4,126 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53733-0321 |
| Primary APN | 84-53733-0321 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,882 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,010 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 674 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 813 MORNINGSIDE LOOP |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 012 BLK 001 MORNINGSIDE ACRES SECOND ADDITION SECTION 15 TOWNSHIP 124 RANGE 029 SECTION 15 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | MORNINGSIDE ACRES SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 11308 |
Source: Stearns County records · APN 84-53733-0321
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2010 · Amount on Record |
| Deed Sale | Feb 25, 2010 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,200 (+15.15%) Land $47,400 Building $274,800 | $322,200 (+15.15%) Land $47,400 Building $274,800 | |
| 2025 | $4,126.00 (+19.11%) | ||
| 2023 | $3,464.00 | $279,800 Land $44,600 Building $235,200 | $279,800 Land $44,600 Building $235,200 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Albany Mutual Telephone Association.
Based on FCC filings for 75 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Joseph serves 7,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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