821 Morningside Loop, Saint Joseph, MN 56374 Property Records

Stearns County property record for 821 Morningside Loop, Saint Joseph, MN 56374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,550 sqft · built 2010
Lot Size	0.565 acres (24,599 sqft)
Owner	Individual Name on File
Last Sale	$274,848 (Nov 2017)
Tax Bill	$4,644 (2026)
Deeds & Mortgages	Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`84-53733-0317`

Property Details

APN / Parcel Number

Primary APN	`84-53733-0317`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	840 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,599 sqft (0.565 acres)
Garage Type	Attached
Garage Area	916 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	821 MORNINGSIDE LOOP
City	SAINT JOSEPH
State	MN
Zip	56374-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLK 001 MORNINGSIDE ACRES SECOND ADDITION SECTION 15 TOWNSHIP 124 RANGE 029 SECTION 15 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	15
Legal Subdivision	MORNINGSIDE ACRES SECOND ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3044
Census Tract	11308

Owner

Source: Stearns County records · APN 84-53733-0317

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	821 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2017 · Amount on Record
Deed Sale	Nov 09, 2017 · Amount on Record
Prior Sale	Mar 10, 2010 · Amount on Record
Deed Document Number	20171508691
Record Updated	Jun 08, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 09, 2017
Property Address	821 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651
Document Number	00A1508691
Instrument Date	Oct 18, 2017
Instrument	A1508691
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$907.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	821 MORNINGSIDE LOOP, SAINT JOSEPH, MN 56374-4651

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,644.00 (+9.37%)
2025		$357,200 (+6.4%) Land $46,800 Building $310,400	$357,200 (+6.4%) Land $46,800 Building $310,400
2023	$4,246.00	$335,700 Land $46,800 Building $288,900	$335,700 Land $46,800 Building $288,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	1,250 / 60
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Albany Mutual Telephone Association.

Based on FCC filings for 75 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Joseph serves 7,100 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.