Black Hawk County property record for 425 E Ridgeway Ave, Waterloo, IA 50702 · Last verified November 2025
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 1,742,400 sqft (40 acres) |
| Primary APN | 8913-35-353-006 |
|---|
| Lot Area | 1,742,400 sqft (40 acres) |
|---|
| Street Address | 425 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-5043 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | UNPLATTED WLOO WEST PART S 1/2 SW SEC 35 T 89 R 13 COM AT A PT ON N LINE RIDGEWAY AVE 698.8 FT E OF W LINE SEC TH N 255 FT TH |
| Legal Range | 13 |
| Legal Township | 89 |
| Legal Section | 35 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-353-006
Assessment roll updated May 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 750 PARK OF COMMERCE DR STE 200, 200, BOCA RATON, FL 33487-3650 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Commercial Mortgage DEUTSCHE BANK TRUST CO |
| Oct 28, 2025 | Lease, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2025 |
| Deed Sale | Oct 28, 2025 |
| Deed Doc Number | 0202515845 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 425 E RIDGEWAY AVE, WATERLOO, IA 50702-5043 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | TOWER TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 22 W ATLANTIC AVE 310, 310, DELRAY BEACH, FL 33444-3629 |
| Document Number | 0202602407 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-02407 |
| Name | DEUTSCHE BANK TRUST CO |
|---|---|
| Type | Bank |
| Address | 1761 E SAINT ANDREW PL, SANTA ANA, CA 92705 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Lease |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 28, 2025 |
| Property Address | 425 E RIDGEWAY AVE, WATERLOO, IA 50702-5043 |
| Document Number | 0202515845 |
| Instrument Date | Dec 23, 2024 |
| Instrument | 2025-15845 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 VERIZON WAY, BASKING RIDGE, NJ 07920-1025 |
| Name | Verified Name |
|---|---|
| Address | 750 PARK OF COMMERCE DR STE 200, 200, BOCA RATON, FL 33487-3650 |
| Investor | Possibly a Property Investor |
Source: Black Hawk County records · Assessment roll updated May 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $3,453,750 (-) Land $1,593,750 Building $1,860,000 | $3,453,750 (-) Land $1,593,750 Building $1,860,000 |
| 2023 | $3,453,750 | $3,453,750 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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