Rowan County property record for 816 5th St, Spencer, NC 28159 · Last verified January 2024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 990 sqft · built 1950 |
| Lot Size | 0.125 acres (5,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jan 2024) |
| Tax Bill | $1,103 (2023) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Nov 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 096 |
| Primary APN | 033 096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 5,456 sqft (0.125 acres) |
| Lot Dimensions | 124 ft deep x 44 ft wide |
| Porch | Porch |
| Porch Area | 28 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6280999 |
|---|---|
| Old Parcel Number | 033 096 |
| Street Address | 816 5TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L13 BLK 32 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | PROPERTY/MARY B VANDERFORD & E |
| Legal Block | 32 |
| Legal Lot Number | 13 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 096
Assessment roll updated January 1, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 816 5TH ST, SPENCER, NC 28159-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 30, 2022 | Commissioner's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2024 · Amount on Record |
| Deed Sale | Jan 04, 2024 · Amount on Record |
| Prior Sale | Nov 30, 2022 · Amount on Record |
| Deed Document Number | 0001435336 |
| Deed Book / Page | 1435 / 336 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 04, 2024 |
| Property Address | 816 5TH ST, SPENCER, NC 28159-1522 |
| Document Number | 0014350336 |
| Book / Page | 1435 / 336 |
| Map Reference | PG 42A |
| Instrument Date | Jan 03, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6726 GOOD NEWS DR, CHARLOTTE, NC 28215-1891 |
| Name | Verified Name |
|---|---|
| Address | 816 5TH ST, SPENCER, NC 28159-1522 |
| Document Number | 0001435337 |
|---|---|
| Date | Jan 04, 2024 |
| Instrument | 1435/337 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.4% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 5.4% |
| Max Rate At Change | 9.4% |
| Index | 5-Year TN |
| Max Rate | 13.4% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 30, 2022 |
| Property Address | 816 5TH ST, SPENCER, NC 28159-1522 |
| Document Number | 0014140501 |
| Book / Page | 1414 / 501 |
| Map Reference | PG 42A |
| Instrument Date | Nov 08, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6726 GOOD NEWS DR, CHARLOTTE, NC 28215-1891 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,103.00 | $97,664 Land $12,600 Building $85,064 | $97,664 Land $12,600 Building $85,064 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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