809 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 809 5th St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	1,784 sqft Living Area
Lot Size	10,875 sqft (0.249 acres)
Occupancy	Owner Occupied
Last Sale	$84,000 (2004)
Tax Bill	$2,111.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`033 115`
Alternative APN	`6249136`

Interior

Full Baths	1 Baths
Building Area	1,784 sqft Living Area
Gross Area	2,739 sqft Gross Area
1st Floor	1,274 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2000
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Lot Area	10,875 sqft (0.249 acres)
Depth X Width	145 ft x 75 ft Depth x Width
Porch	1 Porch
Porch Area	145 sqft Porch
Storage Building	Storage Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	6249136
Old Parcel Number	033 115
Street Address	809 5TH ST
City	SPENCER
State	NC
Zip	28159-1521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L5 & PT6 BLK 34 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Subdivision	HENDERSON & VANDERFORD PROPERT
Legal Block	34
Legal Lot Number	5
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3008
Census Tract	50700

Owner

Source: Rowan County records · APN 033 115

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	809 5TH ST, SPENCER, NC 28159-1521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2004 · Amount on Record
Deed Sale	Jul 02, 2004 · Amount on Record
Deed Doc Number	0001012103
Deed Book / Page	1012 / 0103
Record Refreshed	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	809 5TH ST, SPENCER, NC 28159-1521
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013500645
Date	Jun 19, 2020
Book Page	1350/645

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,111.00	$186,829 Land $23,400 Building $163,429	$186,829 Land $23,400 Building $163,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.