811 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 811 5th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 988 sqft · built 2002
Lot Size	0.249 acres (10,875 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Mar 2017)
Tax Bill	$1,582 (2023)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 429`

Property Details

APN / Parcel Number

Primary APN	`033 429`
Alternative APN	`6343194`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	10,875 sqft (0.249 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Area	264 sqft
Porch	Porch
Porch Area	60 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6343194
Old Parcel Number	033 429
Street Address	811 5TH ST
City	SPENCER
State	NC
Zip	28159-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE FAM-8
Legal Description	L7 & PTL6 BLK 34 HENDERSON & VANDERFORD
Legal Subdivision	HENDERSON & VANDERFORD PROP
Legal Block	34
Legal Lot Number	7
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3008
Census Tract	50700

Owner

Source: Rowan County records · APN 033 429

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	811 5TH ST, SPENCER, NC 28159-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	0001287155
Deed Book / Page	1287 / 155
Record Updated	Jun 07, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 28, 2017
Property Address	811 5TH ST, SPENCER, NC 28159-1521
Document Number	0012870155
Book / Page	1287 / 0155
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4021 OLD MOCKSVILLE RD, 4021, SALISBURY, NC 28144-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 5TH ST, SPENCER, NC 28159-1521

Mortgage

Document Number	12870156
Date	Mar 28, 2017
Instrument	1287/0156

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,582.00	$140,047 Land $23,400 Building $116,647	$140,047 Land $23,400 Building $116,647

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 147 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SALISBURY-ROWAN serves 46,156 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.