Rowan County property record for 805 5th St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,088 sqft Living Area |
| Lot Size | 14,500 sqft (0.332 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,500 (2023) |
| Tax Bill | $1,712.00 (2023) |
| Primary APN | 033 116 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,088 sqft Living Area |
| Gross Area | 1,763 sqft Gross Area |
| 1st Floor | 1,088 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 14,500 sqft (0.332 acres) |
| Depth X Width | 145 ft x 100 ft Depth x Width |
| Deck Area | 288 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 119 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6338677 |
|---|---|
| Old Parcel Number | 033 116 |
| Street Address | 805 5TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-1521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L3-4 BLK 34 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON-VANDERFORD PROP |
| Legal Block | 34 |
| Legal Lot Number | 3 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 116
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 5TH ST, SPENCER, NC 28159-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2023 · Amount on Record |
| Deed Sale | Apr 05, 2023 · Amount on Record |
| Deed Doc Number | 0001420972 |
| Deed Book / Page | 1420 / 972 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 05, 2023 |
| Property Address | 805 5TH ST, SPENCER, NC 28159-1521 |
| Document Number | 0014200972 |
| Book / Page | 1420 / 972 |
| Map Reference | PG 42-A |
| Instrument Date | Apr 05, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 904 VALLEY RIVER AVE, MURPHY, NC 28906-2600 |
| Name | Verified Name |
|---|---|
| Address | 805 5TH ST, SPENCER, NC 28159-1521 |
| Document Number | 0014200973 |
|---|---|
| Date | Apr 05, 2023 |
| Book Page | 1420/973 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | May 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 805 5TH ST, SPENCER, NC 28159-1521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0013840733 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 1384/733 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,712.00 | $151,592 Land $27,000 Building $124,592 | $151,592 Land $27,000 Building $124,592 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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