815 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 815 Watson St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,232 sqft · built 1926
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on File
Tax Bill$3,509 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-27-456-015

Property Details

APN / Parcel Number

Primary APN15-27-456-015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,232 sqft Living Area
Gross Area2,252 sqft
Basement Area616 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Construction TypeFrame
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address815 WATSON ST
CityAURORA
StateIL
Zip60505-5253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH H EVANS 3RD ADD: S 20 5/6 FT LOT 5 & : N 20 5/6 FT LOT 8 BLK 9
Legal SubdivisionH H EVANS 3RD ADD
Legal Block9
Legal Lot Number5,8
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group3
Census Block3010
Census Tract854302

Owner

815 Watson St is owned and occupied by an individual who acquired it in December 2009.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address815 WATSON ST, AURORA, IL 60505-5253
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2009
Deed SaleDec 3, 2009
Prior SaleFeb 6, 2007 · Amount on File
Deed Document Number200989331
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address815 WATSON ST, AURORA, IL 60505-5253
Transaction TypeMortgage
Record UpdatedDec 27, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 WATSON ST, AURORA, IL 60505-5253

Mortgage

Document Number0000058999
DateDec 16, 2022
Instrument2022K058999
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate7.95%
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 815 Watson St was $3,509 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,509.00 Homeowner's exemption$61,729 (+9.39%) Land $5,734 Building $55,995$185,261 (+9.39%) Land $17,209 Building $168,052
2024$56,430 Land $5,242 Building $51,188$169,358 Land $15,732 Building $153,625
2022$3,039.00 (+2.22%) Homeowner's exemption$46,004 (+7.41%) Land $4,274 Building $41,730$138,012 (+7.41%) Land $12,822 Building $125,190
2021$2,973.00 Homeowner's exemption$42,830 Land $3,979 Building $38,851$128,490 Land $11,937 Building $116,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Watson St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims19 (1996–2022)
Claims Outside the SFHA1 of 19
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 815 Watson St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Watch TV.

Nearby Properties on Watson St

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