811 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 811 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1926
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Dec 2022)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-456-014`

Property Details

APN / Parcel Number

Primary APN	`15-27-456-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,302 sqft Living Area
Gross Area	2,620 sqft
Basement Area	686 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Location & Zoning

Street Address	811 WATSON ST
City	AURORA
State	IL
Zip	60505-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 3RD ADDN N 41 2/3 FT LOT 5 BLK 9
Legal Subdivision	H H EVANS 3RD ADDN
Legal Block	9
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3010
Census Tract	854302

Owner

811 Watson St is owned and occupied by an individual who bought it in December 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	811 WATSON ST, AURORA, IL 60505-5253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 6, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Prior Sale	Feb 6, 2020 · Amount on File
Deed Document Number	202257897
Prior Transfer Date	May 28, 1999
Prior Transfer Doc	0000074039
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 7, 2022
Property Address	811 WATSON ST, AURORA, IL 60505-5253
Document Number	0000057897
Instrument Date	Nov 18, 2022
Instrument	2022K057897
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 WATSON ST, AURORA, IL 60505-5253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 WATSON ST, AURORA, IL 60505-5253

Mortgage

Document Number	0000057898
Date	Dec 7, 2022
Instrument	2022K057898

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	811 WATSON ST, AURORA, IL 60505-5253
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	NEAR NORTH TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004562
Date	Jan 20, 2021
Instrument	2021K004562

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 6, 2020
Property Address	811 WATSON ST, AURORA, IL 60505-5253
Document Number	0000006854
Instrument Date	Jan 15, 2020
Instrument	2020K006854
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 WATSON ST, AURORA, IL 60505-5253

Mortgage

Document Number	0000006855
Date	Feb 6, 2020
Instrument	2020K006855

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 811 Watson St was $3,651 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,651.00 Homeowner's exemption	$63,908 (+9.39%) Land $5,734 Building $58,174	$191,801 (+9.39%) Land $17,209 Building $174,592
2024		$58,422 Land $5,242 Building $53,180	$175,336 Land $15,732 Building $159,604
2022	$3,103.00 (+2.21%) Homeowner's exemption	$46,849 (+7.41%) Land $4,274 Building $42,575	$140,547 (+7.41%) Land $12,822 Building $127,725
2021	$3,036.00 Homeowner's exemption	$43,617 Land $3,979 Building $39,638	$130,851 Land $11,937 Building $118,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 811 Watson St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1996–2022)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 811 Watson St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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