815 E Shore Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 815 E Shore Dr, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,531 sqft · built 1961
Lot Size	0.59 acres (25,741 sqft)
Owner	Company Name on File
Last Sale	$3,300,000 (Dec 2025)
Tax Bill	$29,572 (2024)
Deeds & Mortgages	Dec 2025 Sale Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00196610-000000`

Property Details

APN / Parcel Number

Primary APN	`00196610-000000`
Alternative APNs	`36662800196610000000` `1258288`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,531 sqft Living Area
1st Floor Area	4,531 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Pier/Post & Beam
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	25,741 sqft (0.59 acres)
Garage Area	997 sqft

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	1,026 sqft
Deck Area	312 sqft
Patio Area	2,442 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1258288
Old Parcel Number	36662800196610000000
Street Address	815 E SHORE DR
City	SUMMERLAND KEY
State	FL
Zip	33042-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 2FT LOT 8 AND LOT 9 AND PT LOT 10 SUMMERLAND BCH AMD PLAT PB2-155 SUMMERLAND KEY PB2-155 OR452-207/08 OR915-2475
Legal Range	28E
Legal Township	66S
Legal Section	36
Legal Subdivision	SUMMERLAND BEACH AMD
Legal Lot Number	8-10
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1050
Census Tract	971502

Owner

815 E Shore Dr is owned by a company that bought it in December 2025.

Source: Monroe County records, as of December 16, 2025

Owner of Record	Company Name on File
Mailing Address	39374 IRISH CORNER RD, LOVETTSVILLE, VA 20180-2746
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 12, 2021	Quit Claim Deed, Transfer CORAL REEF TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Feb 12, 2021 · Amount on File
Deed Document Number	2523750
Deed Book / Page	3355 / 1739
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 1, 2025
Property Address	815 E SHORE DR, SUMMERLAND KEY, FL 33042-4510
Document Number	0033551739
Book / Page	3355 / 1739
Map Reference	MB 2 PG 155
Instrument Date	Dec 1, 2025
Instrument	2523750
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$23,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 S GRANDVIEW AVE, DAYTONA BEACH, FL 32118-4531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39374 IRISH CORNER RD, LOVETTSVILLE, VA 20180-2746

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 12, 2021
Property Address	815 E SHORE DR, SUMMERLAND KEY, FL 33042-4510
Document Number	0030751316
Book / Page	3075 / 1316
Map Reference	MB 2 PG 155
Instrument Date	Feb 9, 2021
Instrument	2303924
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 ROCKDALE RD, SLATINGTON, PA 18080-4016

Mortgage

Document Number	0030751319
Date	Feb 12, 2021
Instrument	3075/1319

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 12, 2021
Property Address	815 E SHORE DR, SUMMERLAND KEY, FL 33042-4510
Document Number	0030751307
Book / Page	3075 / 1307
Map Reference	MB 2 PG 155
Instrument Date	Jan 26, 2021
Instrument	2303921
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORAL REEF TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17160 SCOUT CAMP RD, 17160, ALVA, FL 33920-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CHAPEL DR, LEHIGHTON, PA 18235-9764

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,546,430 Land $2,264,410 Building $1,282,020	$3,546,430 Land $2,264,410 Building $1,282,020
2024	$29,572.00 (+7.55%)
2023	$27,495.00 (+13.19%)	$3,367,399 (+21.37%) Land $2,059,383 Building $1,308,016	$3,367,399 (+21.37%) Land $2,059,383 Building $1,308,016
2022	$24,292.00	$2,774,381 Land $1,457,970 Building $1,316,411	$2,774,381 Land $1,457,970 Building $1,316,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 454 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	454 in force
Nearby Flood Claims	828 (1998–2022)
Claims Outside the SFHA	2 of 828
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 317 claims Hurricane Wilma, Oct 2005 · 192 claims Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 815 E Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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