774 E Shore Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 774 E Shore Dr, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 1995
Lot Size0.257 acres (11,236 sqft)
OwnerIndividual Name on File
Last Sale$237,000 (May 2012)
Tax Bill$2,200 (2024)
Flood ZoneZone AE (high risk)
APN00196750-000000

Property Details

APN / Parcel Number

Primary APN00196750-000000
Alternative APNs
  • 36662800196750000000
  • 1258423

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,236 sqft (0.257 acres)
Garage Area672 sqft

Exterior Amenities

PorchOpen Porch
Porch Area296 sqft
Deck Area16 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1258423
Old Parcel Number36662800196750000000
Street Address774 E SHORE DR
CitySUMMERLAND KEY
StateFL
Zip33042-4511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 33 SUMMERLAND BCH AMD PLAT SUMMERLAND KEY PB2-155 OR157-114 OR1132-746 OR2024-1120/21 OR2334-2024/25 OR2337-784/85C
Legal Range28E
Legal Township66S
Legal Section36
Legal SubdivisionSUMMERLAND BEACH AMD
Legal Lot Number33
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1035
Census Tract971502

Owner

774 E Shore Dr is owned and occupied by an individual who bought it in May 2012.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address774 E SHORE DR, SUMMERLAND KEY, FL 33042-4511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2012 · Amount on File
Deed SaleMay 31, 2012 · Amount on File
Prior SaleDec 5, 2007 · Amount on File
Deed Document Number1885024
Deed Book / Page2572 / 0922
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207,455$466,920 Land $270,001 Building $196,919
2024$2,200.00 (+6.54%)
2023$2,065.00 (+2.74%) Homeowner's exemption$195,737 (+3%)$574,267 (+19.69%) Land $390,002 Building $184,265
2022$2,010.00 Homeowner's exemption$190,036$479,786 Land $335,001 Building $144,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 774 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 E Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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