Monroe County property record for 832 E Shore Dr, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1995 |
| Lot Size | 0.258 acres (11,236 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2013) |
| Tax Bill | $4,372 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00196790-000000 |
| Primary APN | 00196790-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,236 sqft (0.258 acres) |
| Pool Area | 200 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 254 sqft |
| Deck Area | 50 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1258466 |
|---|---|
| Street Address | 832 E SHORE DR |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 37 SUMMERLAND BCH AMD PLAT SUMMERLAND KEY PB2-155 OR449-54/55 OR1182-2391 OR1307-1295D/C OR1307-1297 OR1318-919 OR1345-1656/57 OR1375-2467 OR1585-800 OR1892-1759/60 OR2462-1354/55 OR2546-50 OR2626-566 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 36 |
| Legal Subdivision | SUMMERLAND BEACH AMD |
| Legal Lot Number | 37 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 971502 |
832 E Shore Dr is owned and occupied by an individual who bought it in April 2013.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 832 E SHORE DR, SUMMERLAND KEY, FL 33042-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2013 · Amount on File |
| Deed Sale | Apr 30, 2013 · Amount on File |
| Prior Sale | Dec 12, 2011 |
| Deed Document Number | 20131931086 |
| Deed Book / Page | 2626 / 566 |
| Prior Transfer Date | Nov 29, 2011 |
| Prior Transfer Doc | 0025460050 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 832 E SHORE DR, SUMMERLAND KEY, FL 33042-4524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 832 E SHORE DR, SUMMERLAND KEY, FL 33042-4524 |
| Document Number | 0030781387 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 3078/1387 |
| Instrument | 2306261 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477,806 | $494,068 Land $270,001 Building $224,067 | |
| 2024 | $4,372.00 (+4.57%) | ||
| 2023 | $4,181.00 (+1.78%) Senior Citizen's exemption | $450,817 (+3%) | $601,937 (+6.93%) Land $390,002 Building $211,935 |
| 2022 | $4,108.00 Senior Citizen's exemption | $437,687 | $562,903 Land $335,001 Building $227,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 832 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 832 E Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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