842 E Shore Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 842 E Shore Dr, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2018
Lot Size	0.682 acres (29,729 sqft)
Owner	Individual Name on File
Last Sale	$769,000 (Aug 2021)
Tax Bill	$7,082 (2024)
Deeds & Mortgages	Aug 2021 Sale Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00196810-000000`

Property Details

APN / Parcel Number

Primary APN	`00196810-000000`
Alternative APNs	`36662800196810000000` `1258482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,729 sqft (0.682 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1258482
Old Parcel Number	36662800196810000000
Street Address	842 E SHORE DR
City	SUMMERLAND KEY
State	FL
Zip	33042-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 39 AND 40 SUMMERLAND BCH AMD PLAT SUMMERLAND KEY PB 2-155 OR85-316/317 OR475-397 OR759-1127/29 OR824-869/70 OR825-174/75
Legal Range	28E
Legal Township	66S
Legal Section	36
Legal Subdivision	SUMMERLAND BEACH AMD
Legal Lot Number	39-40
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1035
Census Tract	971502

Owner

842 E Shore Dr is owned and occupied by an individual who bought it in August 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	842 E SHORE DR, SUMMERLAND KEY, FL 33042-4524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Jan 3, 2017	Warranty Deed, Transfer TRUE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	2335338
Deed Book / Page	3119 / 1968
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 16, 2021
Property Address	842 E SHORE DR, SUMMERLAND KEY, FL 33042-4524
Document Number	0031191968
Book / Page	3119 / 1968
Map Reference	MB 2 PG 155
Instrument Date	Aug 10, 2021
Instrument	2335338
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,383.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27205 OVERSEAS HWY, 27205, SUMMERLAND KEY, FL 33042-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 ALAMO DR, SAN JOSE, CA 95123-3902

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 28, 2018
Property Address	842 E SHORE DR, SUMMERLAND KEY, FL 33042-4524
Document Number	0029290599
Book / Page	2929 / 0599
Map Reference	MB2 PG155
Instrument Date	Sep 26, 2018
Instrument	2188529
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 420236, SUMMERLAND KEY, FL 33042-0236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 E SHORE DR, SUMMERLAND KEY, FL 33042-4524

Mortgage

Document Number	0002188530
Date	Sep 28, 2018
Instrument	2188530

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 3, 2017
Property Address	842 E SHORE DR, SUMMERLAND KEY, FL 33042-4524
Document Number	0028330444
Book / Page	002833 / 000444
Instrument Date	Dec 29, 2016
Instrument	2105204
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	TRUE TITLE

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 420236 SUMMERLAND KEY FL 330420236, SUMMERLAND KEY, FL 33042-0236

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$682,958 Land $417,313 Building $265,645	$682,958 Land $417,313 Building $265,645
2024	$7,082.00 (+3.78%)
2023	$6,824.00 (+2.71%) Homeowner's exemption	$758,192 (+3%)	$820,561 (+11.47%) Land $574,339 Building $246,222
2022	$6,644.00 Homeowner's exemption	$736,109 Land $487,343 Building $248,766	$736,109 Land $487,343 Building $248,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 842 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 454 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	454 in force
Nearby Flood Claims	828 (1998–2022)
Claims Outside the SFHA	2 of 828
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 317 claims Hurricane Wilma, Oct 2005 · 192 claims Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 842 E Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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