828 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 828 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,532 sqft · built 1968
Lot Size	0.178 acres (7,772 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,725 (2024)
Deeds & Mortgages	Jun 2007 Line of Credit Jun 2007 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-329-038.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-329-038.000-023`
Alternative APN	`01612409495`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area

Exterior

Year Built	Built 1968
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,772 sqft (0.178 acres)
Lot Dimensions	116 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01612409495
Street Address	828 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 DODGE RENEWAL AREA ONE
Legal Subdivision	DODGE RENEWAL AREA 01
Legal Lot Number	7
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4021
Census Tract	10300

Owner

828 E 7th St is owned and occupied by two individuals who acquired it in July 1987.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	828 E 7TH ST, MISHAWAKA, IN 46544-2322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2007	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 21, 2007	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jul 16, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 1987
Deed Sale	Jul 2, 1987
Record Updated	Sep 20, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	828 E 7TH ST, MISHAWAKA, IN 46544-2322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000724559
Date	Jun 21, 2007
Instrument	0724559

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jun 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	828 E 7TH ST, MISHAWAKA, IN 46544-2322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000724558
Date	Jun 21, 2007
Instrument	0724558

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jun 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 16, 2024
Property Address	828 E 7TH ST, MISHAWAKA, IN 46544-2322
Document Number	0002415896
Instrument Date	Jul 10, 2024
Instrument	2415896
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 E 7TH ST, MISHAWAKA, IN 46544-2322

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,600 Land $34,000 Building $94,600	$128,600 Land $34,000 Building $94,600
2024	$1,725.00 (+11.8%)
2023	$1,543.00 (-2.96%)	$136,000 (-) Land $34,100 Building $101,900	$136,000 (-) Land $34,100 Building $101,900
2022	$1,590.00 Homeowner's exemption	$136,000 Land $34,100 Building $101,900	$136,000 Land $34,100 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 828 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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