815 E 45th St, Tacoma, WA 98404 Property Records

Pierce County property record for 815 E 45th St, Tacoma, WA 98404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,026 sqft · built 1918
Lot Size0.137 acres (5,950 sqft)
OwnerIndividual Name on File
Last Sale$349,000 (Apr 2024)
Tax Bill$3,443 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Apr 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN566000-0-190

Property Details

APN / Parcel Number

Primary APN566000-0-190

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,026 sqft Living Area
Gross Area1,170 sqft
1st Floor Area714 sqft
AtticAttic
Attic Area312 sqft
Basement Area144 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1963
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,950 sqft (0.137 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area390 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchWood Porch
Deck Area80 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area312 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address815 E 45TH ST
CityTACOMA
StateWA
Zip98404-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSECTION 15 TOWNSHIP 20 RANGE 03 QUARTER 33 MCGREGORS AMEND L 41 & 42 B 1 EXC N 6 FT THEREOF TO CY OF TAC ETN 511407 11-28-79 (DCDLEMS7-01-80)
Legal Range03
Legal Township20
Legal Section15
Legal SubdivisionMCGREGORS AMEND
Legal Block1
Legal Lot Number41,42
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2013
Census Tract62300

Owner

815 E 45th St is owned by an individual who bought it in April 2024.

Source: Pierce County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address811 E 45TH ST, TACOMA, WA 98404-2922
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INDECOMM GLOBAL SERVICES
Apr 2, 2024Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESID'L MTG
May 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2024 · Amount on File
Deed SaleApr 2, 2024 · Amount on File
Prior SaleJan 28, 2002 · Amount on File
Deed Document Number2024247
Prior Transfer DateMay 13, 1997
Prior Transfer Doc0000000064
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address815 E 45TH ST, TACOMA, WA 98404-2922
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E 45TH ST, TACOMA, WA 98404-2922

Mortgage

Document Number0004020249
DateApr 2, 2024
Instrument202404020249
Lender
NameINDECOMM GLOBAL SERVICES
Address1427 ENERGY PARK DR, SAINT PAUL, MN 55108
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateApr 2, 2024
Property Address815 E 45TH ST, TACOMA, WA 98404-2922
Document Number0004020247
Map ReferenceVOL 7 PG 3
Instrument DateMar 22, 2024
Instrument202404020247
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyOLD REPUBLIC TITLE, ORT

Transaction

Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 E 45TH ST, TACOMA, WA 98404-2922

Mortgage

Document Number0004020248
DateApr 2, 2024
Instrument202404020248
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Mortgage

Document Number0004020248
DateApr 2, 2024
Instrument202404020248
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Address4201 MARSH LN, CARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address815 E 45TH ST, TACOMA, WA 98404-2922
Document Number2101250903
Instrument DateJan 20, 2021
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyRAINIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address815 E 45TH ST TACOMA WA 984042922, TACOMA, WA 98404-2922

Mortgage

Document Number2101250903
DateJan 25, 2021
Instrument202101250903
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 24, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address815 E 45TH ST, TACOMA, WA 98404-2922
Document Number1805070361
Instrument DateMay 1, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E 45TH ST TACOMA WA 984042922, TACOMA, WA 98404-2922

Mortgage

Document Number1805070361
DateMay 7, 2018
Instrument201805070361
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 6, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address815 E 45TH ST, TACOMA, WA 98404-2922
Document Number1705260129
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJun 27, 2017
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E 45TH ST TACOMA WA 984042922, TACOMA, WA 98404-2922

Mortgage

Document Number1705260129
DateMay 26, 2017
Instrument201705260129
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 E 45th St was $3,443, up 6.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityTacoma City
Unified School DistrictTacoma Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,900 Land $166,200 Building $139,700$305,900 Land $166,200 Building $139,700
2025$3,443.00 (+6.93%)
2024$3,220.00 (+2.65%)$288,900 (-4.24%) Land $164,500 Building $124,400$288,900 (-4.24%) Land $164,500 Building $124,400
2023$3,137.00$301,700 Land $163,500 Building $138,200$301,700 Land $163,500 Building $138,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 E 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 815 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TACOMA WATER DIVISION
serves 446,245 people · EPA ID WA5386800
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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