812 E 45th St, Tacoma, WA 98404 Property Records

Pierce County property record for 812 E 45th St, Tacoma, WA 98404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,552 sqft · built 1905
Lot Size0.134 acres (5,850 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (May 2021)
Tax Bill$4,624 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN566000-0-450

Property Details

APN / Parcel Number

Primary APN566000-0-450

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area1,744 sqft
1st Floor Area894 sqft
Upper Floors Area542 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 2000
Architectural StyleMulti-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,850 sqft (0.134 acres)

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area220 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address812 E 45TH ST
CityTACOMA
StateWA
Zip98404-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSECTION 15 TOWNSHIP 20 RANGE 03 QUARTER 33 MCGREGORS AMEND L 5 & 6 B 3 LESS S 8 FT ALLEY
Legal Range03
Legal Township20
Legal Section15
Legal SubdivisionMCGREGORS AMEND
Legal Block3
Legal Lot Number5,6
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2014
Census Tract62300

Owner

812 E 45th St is owned and occupied by two individuals who bought it in May 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address812 E 45TH ST, TACOMA, WA 98404-2921
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Aug 12, 2019Deed of Trust, Mortgage · Conventional with PMI
GUILD MTG
Sep 14, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2021 · Amount on File
Deed SaleMay 14, 2021 · Amount on File
Prior SaleSep 14, 2018 · Amount on File
Deed Document Number2021127
Prior Transfer DateNov 17, 2004
Prior Transfer Doc0000000494
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 14, 2021
Property Address812 E 45TH ST, TACOMA, WA 98404-2921
Document Number0005140127
Map ReferenceVOL 7 PG 3
Instrument DateMay 5, 2021
Instrument202105140127
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,760.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 E 45TH ST, TACOMA, WA 98404-2921

Mortgage

Document Number0005140128
DateMay 14, 2021
Instrument202105140128
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address812 E 45TH ST, TACOMA, WA 98404-2921
Document Number1908130559
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address812 E 45TH ST TACOMA WA 984042921, TACOMA, WA 98404-2921

Mortgage

Document Number1908130559
DateAug 13, 2019
Instrument201908130559
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 12, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateSep 14, 2018
Property Address812 E 45TH ST, TACOMA, WA 98404-2921
Document Number0009140755
Map ReferenceVOL 7 PG 3
Instrument DateSep 13, 2018
Instrument201809140755
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,806.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 E 45TH ST, TACOMA, WA 98404-2921

Mortgage

Document Number0009140756
DateSep 14, 2018
Instrument201809140756
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 812 E 45th St was $4,624, up 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityTacoma City
Unified School DistrictTacoma Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,624.00 (+0.92%)$425,800 Land $165,600 Building $260,200$425,800 Land $165,600 Building $260,200
2025$4,582.00 (+6.98%)
2024$4,283.00 (+1.69%)$384,600 (-5.15%) Land $163,900 Building $220,700$384,600 (-5.15%) Land $163,900 Building $220,700
2023$4,212.00$405,500 Land $162,900 Building $242,600$405,500 Land $162,900 Building $242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 E 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 812 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TACOMA WATER DIVISION
serves 446,245 people · EPA ID WA5386800
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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