610 E 45th St, Tacoma, WA 98404 Property Records

Pierce County property record for 610 E 45th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$221,319 (Jul 2018)
Tax Bill	$729 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`298500-0-010`

Property Details

APN / Parcel Number

Primary APN	`298500-0-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Width	50 ft Width
Porch	Porch
Porch Area	75 sqft
Deck Area	75 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	610 E 45TH ST
City	TACOMA
State	WA
Zip	98404-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 16 TOWNSHIP 20 RANGE 03 QUARTER 44 CHAPINS 1ST ADD: CHAPINS 1ST ADD E 50 FT OF L 1 THRU 4 B 1
Legal Range	03
Legal Township	20
Legal Section	16
Legal Subdivision	CHAPINS 1ST ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	62300

Owner

610 E 45th St is owned and occupied by an individual who bought it in July 2018.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	610 E 45TH ST, TACOMA, WA 98404-1431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Jul 3, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Apr 4, 2011 · Amount on File
Deed Document Number	2018481
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0000000695
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	610 E 45TH ST, TACOMA, WA 98404-1431
Document Number	2006100818
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 E 45TH ST TACOMA WA 984041431, TACOMA, WA 98404-1431

Mortgage

Document Number	2006100818
Date	Jun 10, 2020
Instrument	202006100818

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 3, 2018
Property Address	610 E 45TH ST, TACOMA, WA 98404-1431
Document Number	0007030481
Map Reference	VOL 8 PG 112
Instrument Date	Jun 28, 2018
Instrument	201807030481
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,944.48
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E 45TH ST, TACOMA, WA 98404-1431

Mortgage

Document Number	0007030482
Date	Jul 3, 2018
Instrument	201807030482

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 22, 2018
Property Address	610 E 45TH ST, TACOMA, WA 98404-1431
Document Number	1806220695
Instrument Date	Jun 12, 2018
Instrument	201806220695
Transaction Type	Transfer
Record Updated	Jul 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 S M ST TACOMA WA 984183738, TACOMA, WA 98418-3738

Tax Assessment & Valuation

The 2025 property tax bill for 610 E 45th St was $729 with a senior citizen's exemption, down 79.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,800 Land $160,400 Building $193,400	$353,800 Land $160,400 Building $193,400
2025	$729.00 (-79.5%)
2024	$3,556.00 (+2.69%)	$319,100 (-4.23%) Land $158,700 Building $160,400	$319,100 (-4.23%) Land $158,700 Building $160,400
2023	$3,463.00	$333,200 Land $156,700 Building $176,500	$333,200 Land $156,700 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 E 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 610 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on E 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures