Franklin County property record for 815 Carter Rd, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,491 sqft · built 1972 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,500 (Jul 2012) |
| Tax Bill | $1,618 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026067 00209 |
| Primary APN | 026067 00209 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,491 sqft Living Area |
| 1st Floor Area | 1,709 sqft |
| Upper Floors Area | 782 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 58,806 sqft (1.35 acres) |
| Lot Dimensions | 300 ft deep x 204 ft wide |
| Garage Type | Detached |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,178 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 700 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 815 CARTER RD |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960600 |
815 Carter Rd is owned and occupied by two individuals who bought it in July 2012.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 CARTER RD, DECHERD, TN 37324-3972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Line of Credit ASCEND FCU |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 15, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2012 · Amount on File |
| Deed Sale | Jul 31, 2012 · Amount on File |
| Prior Sale | Nov 12, 2009 |
| Deed Document Number | 0000038682 |
| Deed Book / Page | 386 / 82 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 815 CARTER RD, DECHERD, TN 37324-3972 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021009674 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | T1415/763 |
| Instrument | 21009674 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Oct 26, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 815 CARTER RD, DECHERD, TN 37324-3972 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000000759 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | T1368/371 |
| Instrument | 21000759 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 815 CARTER RD, DECHERD, TN 37324-3972 |
| Document Number | 0000006990 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 CARTER RD DECHERD TN 373243972, DECHERD, TN 37324-3972 |
| Document Number | 0000006990 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 001306/000482 |
| Instrument | 6990 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 7, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 815 CARTER RD, DECHERD, TN 37324-3972 |
| Document Number | 0000003656 |
| Book / Page | 001221 / 000443 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 CARTER RD DECHERD TN 373243972, DECHERD, TN 37324-3972 |
| Document Number | 0000003656 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 001221/000443 |
| Instrument | 3656 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 20, 2032 |
The 2025 property tax bill for 815 Carter Rd was $1,618.
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,618.00 | $81,100 Land $5,975 Building $75,125 | |
| 2023 | $82,075 Land $5,975 Building $76,100 | ||
| 2022 | $1,539.00 | $324,400 Land $23,900 Building $300,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Carter Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 815 Carter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Point Broadband Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures