Franklin County property record for 725 Carter Rd, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,321 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jun 2021) |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026067 00211 |
| Primary APN | 026067 00211 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,321 sqft Living Area |
| 1st Floor Area | 1,754 sqft |
| Upper Floors Area | 945 sqft |
| Basement Area | 484 sqft |
| Finished Basement | 484 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 532 sqft |
| Deck Area | 224 sqft |
| Gazebo | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 725 CARTER RD |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960600 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK |
| Dec 18, 2019 | Warranty Deed, Transfer SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Prior Sale | Dec 18, 2019 · Amount on Record |
| Deed Document Number | 21005114 |
| Deed Book / Page | D0455 / 313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Document Number | 0026001609 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | T1608/572 |
| Instrument | 26001609 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jun 9, 2021 |
| Property Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Document Number | 0021005114 |
| Book / Page | D0455 / 313 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 21005114 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | SOUTHERN TENNESSEE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Document Number | 0021005115 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 21005115 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Document Number | 0021002724 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | T1379/376 |
| Instrument | 21002724 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DECHERD, TN 37324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 12, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Dec 18, 2019 |
| Property Address | 725 CARTER RD, DECHERD, TN 37324-3972 |
| Document Number | 0000007872 |
| Book / Page | 000440 / 000577 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 7872 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2020 |
| Title Company | SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,405.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 755 PETTY BRANCH RD DECHERD TN 373244735, DECHERD, TN 37324-4735 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 (+6.38%) | $75,225 (-) Land $4,875 Building $70,350 | |
| 2023 | $75,225 Land $4,875 Building $70,350 | ||
| 2022 | $1,411.00 | $300,900 Land $19,500 Building $281,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Point Broadband Fixed Wireless | 25 / 3 |
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