Franklin County property record for 1324 Carter Rd, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,396 sqft · built 1990 |
| Lot Size | 3.47 acres (151,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jul 2020) |
| Tax Bill | $1,362 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 026067 00204 |
| Primary APN | 026067 00204 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Upper Floors Area | 1,134 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 151,153 sqft (3.47 acres) |
| Garage Type | Finished |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 504 sqft |
| Patio Area | 196 sqft |
| Utility Building | 480 sqft |
| Pole Barn | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1324 CARTER RD |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-3968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960600 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1324 CARTER RD, DECHERD, TN 37324-3968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 20004693 |
| Deed Book / Page | D0445 / 358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jul 20, 2020 |
| Property Address | 1324 CARTER RD, DECHERD, TN 37324-3968 |
| Document Number | 0020004693 |
| Book / Page | D0445 / 358 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 20004693 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | ACCESS TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 CARTER RD, DECHERD, TN 37324-3968 |
| Document Number | 0020004694 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 20004694 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,362.00 (+6.41%) | $68,250 (-) Land $8,875 Building $59,375 | |
| 2023 | $68,250 Land $8,875 Building $59,375 | ||
| 2022 | $1,280.00 | $273,000 Land $35,500 Building $237,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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