1484 Carter Rd, Decherd, TN 37324 Property Records

Franklin County property record for 1484 Carter Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,195 sqft · built 2009
Lot Size	9.14 acres (398,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2020)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026057 03916`

Property Details

APN / Parcel Number

Primary APN	`026057 03916`
Alternative APN	`057 03916`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,195 sqft Living Area
1st Floor Area	2,025 sqft
Upper Floors Area	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	398,574 sqft (9.14 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	390 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1484 CARTER RD
City	DECHERD
State	TN
Zip	37324-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: R02
Legal Subdivision	PORTER HAVEN
Legal Lot Number	2-5 3
Jurisdiction	FRANKLIN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	960600

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1484 CARTER RD, DECHERD, TN 37324-3968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	20004926
Deed Book / Page	D0445 / 556
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	1484 CARTER RD, DECHERD, TN 37324-3968
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001140
Date	Feb 27, 2017
Book Page	T1210/410
Instrument	17001140

Lender

Name	FIRST COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 27, 2020
Property Address	1484 CARTER RD, DECHERD, TN 37324-3968
Document Number	0020004926
Book / Page	D0445 / 556
Map Reference	ENV 431
Instrument Date	Jul 24, 2020
Instrument	20004926
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 CARTER RD, DECHERD, TN 37324-3968
Investor	Possibly a Property Investor

Mortgage

Document Number	0020004927
Date	Jul 27, 2020
Instrument	20004927

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (+5.67%)	$112,100 (-0.69%) Land $17,500 Building $94,600
2023		$112,875 Land $17,500 Building $95,375
2022	$2,117.00		$448,400 Land $70,000 Building $378,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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