Hamilton County property record for 8148 Startinggate Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,482 sqft · built 1993 |
| Lot Size | 0.534 acres (23,261 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $569,000 (Oct 2018) |
| Tax Bill | $11,507 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0012-0072-00 |
| Primary APN | 600-0012-0072-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,482 sqft Living Area |
| Gross Area | 6,007 sqft |
| 1st Floor Area | 1,811 sqft |
| 2nd Floor Area | 1,671 sqft |
| Basement Area | 1,811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,261 sqft (0.534 acres) |
| Lot Dimensions | 206 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8148 STARTINGGATE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | STARTINGGATE LN 115 X 206.46 IRR LOT 76 STERLING RUN FARM SUB BL B |
| Legal Subdivision | STERLING RUN FARM SUB |
| Legal Block | B |
| Legal Lot Number | 76 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 22302 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8148 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY CENTRAL BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI VALLEY CTRL BK |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY CTRL BK |
| Oct 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage VALLEY CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2012 · Amount on Record |
| Deed Document Number | 201886758 |
| Deed Book / Page | 13764 / 68 |
| Last Transfer Date | Apr 5, 2023 |
| Transfer Doc | 0000024582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8148 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000097573 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 14479/1688 |
| Instrument | 2021-0097573 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8148 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Document Number | 0000022167 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | TRIDENT TITLE INSURANCE AGENCY, TRIDENT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8148 STARTINGGATE LN CINCINNATI OH 452491273, CINCINNATI, OH 45249-1273 |
| Document Number | 0000022167 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 014118/001798 |
| Instrument | 22167 |
| Name | VALLEY CTRL BK |
|---|---|
| Address | READING, OH 45215 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8148 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Document Number | 0000059853 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8148 STARTINGGATE LN CINCINNATI OH 452491273, CINCINNATI, OH 45249-1273 |
| Document Number | 0000059853 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 013965/000563 |
| Instrument | 59853 |
| Name | VALLEY CTRL BK |
|---|---|
| Address | READING, OH 45215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 1, 2018 |
| Property Address | 8148 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Document Number | 0000086758 |
| Book / Page | 13764 / 00068 |
| Map Reference | MB 302 PG 77-80 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018-0086758 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,707.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8148 STARTINGGATE LN, CINCINNATI, OH 45249-1273 |
| Document Number | 0000086759 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018-0086759 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,507.00 (+16.33%) | $214,088 (-) Land $46,305 Building $167,783 | $611,680 (-) Land $132,300 Building $479,380 |
| 2024 | $9,892.00 (-0.3%) | $214,088 (-) Land $46,305 Building $167,783 | |
| 2023 | $9,922.00 (-13.19%) | $214,088 (+7.5%) Land $46,305 Building $167,783 | $611,680 (+7.5%) Land $132,300 Building $479,380 |
| 2022 | $11,429.00 Homeowner's exemption | $199,150 Land $45,885 Building $153,265 | |
| 2020 | $569,000 Land $131,100 Building $437,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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