Hamilton County property record for 8123 Startinggate Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,090 sqft · built 1996 |
| Lot Size | 0.487 acres (21,257 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Apr 2022) |
| Tax Bill | $15,018 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0012-0064-00 |
| Primary APN | 600-0012-0064-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,090 sqft Living Area |
| 1st Floor Area | 2,343 sqft |
| 2nd Floor Area | 1,747 sqft |
| Basement Area | 2,317 sqft |
| Finished Basement | 2,000 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 21,257 sqft (0.487 acres) |
| Lot Dimensions | 176 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 256 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8123 STARTINGGATE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARTINGGATE LN 106.65 X 176.32 IRR LOT 68 STERLING RUN FARM SUB BL B |
| Legal Subdivision | STERLING RUN FARM SUB |
| Legal Block | B |
| Legal Lot Number | 68 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 22302 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8123 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK |
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Feb 10, 2010 · Amount on Record |
| Deed Document Number | 0000040092 |
| Deed Book / Page | 14650 / 922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8123 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8123 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Document Number | 0000093089 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 15552/1716 |
| Instrument | 2025-0093089 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 20, 2022 |
| Property Address | 8123 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Document Number | 0000040092 |
| Book / Page | 14650 / 922 |
| Map Reference | MB 302 PG 77-80 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022-0040092 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8123 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Document Number | 0000040093 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022-0040093 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8123 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034499 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 13399/01037 |
| Instrument | 17-0034499 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,018.00 (+17.63%) | $281,740 (+1.25%) Land $46,305 Building $235,435 | |
| 2024 | $12,767.00 (-0.3%) | $278,250 (-) Land $46,305 Building $231,945 | |
| 2023 | $12,805.00 (+5.78%) | $278,250 (+31.71%) Land $46,305 Building $231,945 | $804,970 (+33.37%) Land $132,300 Building $672,670 |
| 2022 | $12,105.00 Homeowner's exemption | $211,253 Land $45,885 Building $165,368 | |
| 2020 | $603,580 Land $131,100 Building $472,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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