Hamilton County property record for 8165 Startinggate Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,040 sqft · built 1994 |
| Lot Size | 0.597 acres (26,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (Jun 2024) |
| Tax Bill | $13,135 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0012-0068-00 |
| Primary APN | 600-0012-0068-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,040 sqft Living Area |
| Gross Area | 6,003 sqft |
| 1st Floor Area | 2,143 sqft |
| 2nd Floor Area | 1,497 sqft |
| Basement Area | 1,681 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 281 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 26,005 sqft (0.597 acres) |
| Lot Dimensions | 211 ft deep x 60.9 ft wide |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8165 STARTINGGATE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | STARTINGGATE LN LOT 72 60.86 X 211.59 IRR STERLING RUN FARM SUB BL B |
| Legal Subdivision | STERLING RUN FARM SUB |
| Legal Block | B |
| Legal Lot Number | 72 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 22302 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8165 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Aug 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Prior Sale | Jul 30, 2007 · Amount on Record |
| Deed Document Number | 202439423 |
| Deed Book / Page | 15185 / 756 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 0000101674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8165 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000109938 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 14804/1750 |
| Instrument | 2022-0109938 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.74% |
| Max Rate At Change | 7.74% |
| Index | Prime Rate |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8165 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8165 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Document Number | 0000059542 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 14689/2269 |
| Instrument | 2022-0059542 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8165 STARTINGGATE LN, CINCINNATI, OH 45249-1275 |
| Document Number | 0000073318 |
| Book / Page | 013479 / 001870 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8165 STARTINGGATE LN CINCINNATI OH 452491275, CINCINNATI, OH 45249-1275 |
| Document Number | 0000073318 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 013479/001870 |
| Instrument | 73318 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,135.00 (+10.59%) | $245,445 (-) Land $46,305 Building $199,140 | $701,270 (-) Land $132,300 Building $568,970 |
| 2024 | $11,877.00 (+4.82%) | $245,445 (-) Land $46,305 Building $199,140 | |
| 2023 | $11,331.00 (+15.95%) | $245,445 (+44.8%) Land $46,305 Building $199,140 | $701,270 (+44.8%) Land $132,300 Building $568,970 |
| 2022 | $9,772.00 Homeowner's exemption | $169,509 Land $45,885 Building $123,624 | |
| 2020 | $484,310 Land $131,100 Building $353,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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